What the business is, and whether it's a good one at a fair price.
Lends to retail, SME and corporate customers as a non-banking financial company (NBFC), with the Financing Activity segment making up 96.2% of FY26 segment revenue at ₹22,210.37 crore. Consolidated Assets Under Management (AUM) reached ₹2.91 lakh crore in Q1 FY27, up 22% year-on-year, including a Housing Finance subsidiary with ₹89,416 crore of AUM (24% YoY growth). Retail plus SME lending accounts for 86% of AUM, with unsecured retail at 10.3% (scaling toward 15%) and motor finance in run-off mode. Entered the gold-loan segment by acquiring ~88.6% of Yogakshemam Loans (Yogloans) at a pre-money valuation not exceeding ₹318 crore, bringing in 162 branches, 32,000 customers and ₹708 crore of AUM across four southern states. Raised USD 400 million of senior unsecured Reg S notes at a 5.332% coupon — 4x oversubscribed — following an S&P BBB+ rating upgrade and equity listing in October 2025. Serves 8.4 million customers through 1,477 offices across 27 states with ~30,170 employees. Funding is the central cost item, with cost of funds at 7.28% on total borrowings of ₹2.45 lakh crore; employees account for 9.0% of revenue and other operating costs 8.3%.
Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from TATA CAPITAL LIMITED's filed financials and exchange disclosures
TATA CAPITAL LIMITED is a Finance company listed on NSE and BSE, trading under the symbol TATACAP.
Yes. Over the trailing twelve months TATA CAPITAL LIMITED reported a net profit of ₹5,478 Cr on revenue of ₹32,695 Cr.
Yes. The dividend yield is 0.11% at the current price. It paid out 3% of its profit as dividend in FY26.
Effectively yes. It holds ₹3,641 Cr more cash than debt. Debt stands at 0.00× equity.
On trailing P/E, TATA CAPITAL LIMITED ranks 139 of 212 in Non Banking Financial Company (NBFC) — cheaper than 35% of them, against an industry median of 18.2×. This is a position, not a valuation judgement.
On a typical session TATA CAPITAL LIMITED moves 0.95% — that is the median absolute close-to-close move across its last 226 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by TATA CAPITAL LIMITED appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
