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NSE:TATACAP

TATA CAPITAL LIMITED

Financial Services › Finance·NIFTY 100NIFTY 200NIFTY 500NIFTY LARGEMIDCAP 250+4
₹303.00
at close · 27 Oct 2026
▲ 3.75 (+1.25%)

Latest filings

Next results: Tue, 27 Oct · Financial Results
  1. IPO proceeds used as planned; ₹29 crore remains unutilized · Compliance
  2. No deviation in IPO proceeds; Q2 profit after tax rises 73 percent · Results
  3. Q2 FY27 profit rises 51% as loan assets cross Rs 3 lakh crore · Investor Communications
All filings ↓
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Snapshot

What the business is, and whether it's a good one at a fair price.

AI · written from filings

Lends to retail, SME and corporate customers as a non-banking financial company (NBFC), with the Financing Activity segment making up 96.2% of FY26 segment revenue at ₹22,210.37 crore. Consolidated Assets Under Management (AUM) reached ₹2.91 lakh crore in Q1 FY27, up 22% year-on-year, including a Housing Finance subsidiary with ₹89,416 crore of AUM (24% YoY growth). Retail plus SME lending accounts for 86% of AUM, with unsecured retail at 10.3% (scaling toward 15%) and motor finance in run-off mode. Entered the gold-loan segment by acquiring ~88.6% of Yogakshemam Loans (Yogloans) at a pre-money valuation not exceeding ₹318 crore, bringing in 162 branches, 32,000 customers and ₹708 crore of AUM across four southern states. Raised USD 400 million of senior unsecured Reg S notes at a 5.332% coupon — 4x oversubscribed — following an S&P BBB+ rating upgrade and equity listing in October 2025. Serves 8.4 million customers through 1,477 offices across 27 states with ~30,170 employees. Funding is the central cost item, with cost of funds at 7.28% on total borrowings of ₹2.45 lakh crore; employees account for 9.0% of revenue and other operating costs 8.3%.

Revenue mix · reported segments
Financing Activity96.2%
Others2.7%
Investment Activity1.0%
Unallocated0.1%
Operating scale
Consolidated AUM
₹2.91 lakh crore (+22% YoY)Q1 FY27
Housing Finance AUM
₹89,416 crore (+24% YoY)Q1 FY27
Customers served
8.4 millionFY26
Branch / office footprint
1,477 offices across 27 statesFY26
Yogloans (gold-loan subsidiary) AUM
₹708 crore across 162 branches, 32,000 customersFY26
Q4 FY26 quarterly disbursements
₹50,000+ croreQ4 FY26
Who pays it
Retail individuals, small businesses, home loan seekers, commercial vehicle buyers and (newly) gold-loan customers in southern India.
Biggest cost
Cost of funds on ₹2.45 lakh crore of total borrowings, at 7.28% in Q1 FY27.
Kind of business
Diversified, retail-and-SME-tilted NBFC with housing, CV, unsecured and now gold-loan lending.
Where it sits
Listed NBFC that raised India's largest NBFC IPO at ₹15,512 crore in October 2025 and carries an S&P BBB+ issuer rating.
Market Cap
₹1.29 L Cr
P / E (TTM)
23.5×
EV / EBITDA
—
Div Yield
0.13%
Growth
—·
Revenue 5y CAGR
PAT — · EBITDA —
Quality
—·
ROCE (FY26)
ROE 10.4% · margin 73.2%
Leverage
—·
Debt / Equity · not read for a lender
Moves on a normal day
0.99%·
Median daily move
Last 254 sessions · the yardstick for filing-day moves
Where it sits among 272 Non Banking Financial Company (NBFC) peersBar = share of peers beaten · tick = industry median · latest reported figures
P/E (TTM)#116/200
P/B#202/253
ROE#52/257
EBITDA margin#63/249

Scorecard

Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice

Not enough history to assess.

Charts

How has the market priced it — with filings on the timeline?

TATACAP · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Peers

How does it stack up on valuation, returns and growth?

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Financials

Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.

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Ownership

Who owns it — and is the promoter stake clean?

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Common questions

Answered from TATA CAPITAL LIMITED's filed financials and exchange disclosures

What does TATA CAPITAL LIMITED do?

TATA CAPITAL LIMITED is a Finance company listed on NSE and BSE, trading under the symbol TATACAP.

Is TATA CAPITAL LIMITED profitable?

Yes. Over the trailing twelve months TATA CAPITAL LIMITED reported a net profit of ₹5,478 Cr on revenue of ₹32,695 Cr.

Does TATA CAPITAL LIMITED pay a dividend?

Yes. The dividend yield is 0.13% at the current price. It paid out 3% of its profit as dividend in FY26.

Is TATA CAPITAL LIMITED expensive compared with its peers?

On trailing P/E, TATA CAPITAL LIMITED ranks 116 of 200 in Non Banking Financial Company (NBFC) — cheaper than 42% of them, against an industry median of 18.5×. This is a position, not a valuation judgement.

How much does the TATA CAPITAL LIMITED share price move in a day?

On a typical session TATA CAPITAL LIMITED moves 0.99% — that is the median absolute close-to-close move across its last 254 trading days. MarketPing measures each filing's price reaction against it.

When are TATA CAPITAL LIMITED's next results?

Financial Results on Tue, 27 Oct. MarketPing alerts you on WhatsApp the moment the filing lands.

Where can I track TATA CAPITAL LIMITED's announcements?

Every NSE and BSE filing by TATA CAPITAL LIMITED appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.

Figures are as last reported and may lag the latest filing. Not investment advice.