Operates as a small non-banking financial company (NBFC) listed on NSE and BSE, earning almost entirely through interest income on loans. In FY26, total income was Rs 549.50 Lakhs, of which interest income was Rs 469.65 Lakhs, up from Rs 331.82 Lakhs in FY25. The company disbursed Rs 3,799.68 Lakhs of loans during the year, which pushed operating cash flow to a deeply negative Rs (3,699) Lakhs. Net profit fell 69% to Rs 71.67 Lakhs as employee costs jumped from Rs 10.05 Lakhs to Rs 179.48 Lakhs and other expenses came in at Rs 205.70 Lakhs. Total assets stood at Rs 49.53 crore while net worth was negative at Rs (1,853.15) Lakhs; gross and net NPAs were both nil. Q4 FY26 alone posted a loss of Rs 68.57 Lakhs. AR · MarketPing reader · 2026-08-02
Revenue streams, as the annual report describes them. Interest income on loans, Other income. Small, lending-focused NBFC with negative net worth and a single quarter loss in Q4 FY26.
| ₹ crore · consolidated | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 3 | 2 | 3 | 4 | 5 |
| EBITDA (ex other income) | 2 | 1 | 2 | 3 | 1 |
| margin % | 74.0 | 53.8 | 72.6 | 74.8 | 25.2 |
| Owners' profit | 2 | 1 | 2 | 2 | 1 |
| EPS, as reported (₹) | 1.77 | 1.05 | 1.98 | 2.60 | 0.85 |
| ROE % · ROCE % | 3.7 · — | 2.1 · — | 3.9 · — | 4.9 · — | 1.5 · — |
| Debt / equity (x) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from operations | 4 | 9 | (1) | (1) | (37) |
| Capex | 0 | 0 | 0 | 0 | (0) |
| ₹ crore | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 3 |
| Profit before tax | 1 | 1 | 1 | 1 | 1 | 0 | (1) | 1 |
| Net profit | 0 | 1 | 1 | 1 | 1 | 0 | (1) | 1 |
| EPS (₹) | 0.55 | 0.64 | 0.79 | 0.62 | 0.74 | 0.19 | (0.71) | 1.04 |
| Company | M.cap ₹ cr | P/E | P/B | EV/EBITDA | ROE % | ROCE % | Rev CAGR 5y % | EBITDA m. % |
|---|---|---|---|---|---|---|---|---|
| JIO FIN SERVICES LTD | 1,51,806 | 71.4 | 1.13 | 64.0 | 1.2 | — | — | 70.7 |
| ADITYA BIRLA CAPITAL LTD. | 1,08,001 | 25.2 | 2.94 | 6.3 | 10.5 | — | 18.8 | 40.8 |
| L&T FINANCE LIMITED | 77,411 | 24.3 | 2.76 | 6.7 | 10.6 | — | 5.5 | 62.3 |
| TATA INVESTMENT CORP LTD | 32,839 | 76.2 | 1.12 | 90.8 | 1.5 | — | 19.5 | 92.6 |
| Date · filing | Category | Importance | 1-day % | 5-day % |
|---|---|---|---|---|
| 26 Aug 2026 · AGM notice and e-voting details published in newspapers | compliance | minimal | — | — |
| 25 Aug 2026 · 36th AGM Notice and Annual Report Letter Sent to Shareholders | compliance | minimal | — | — |
| 25 Aug 2026 · Book closure for 36th AGM from Sep 15 to Sep 21, 2026 | corporate actions | low | — | — |
| 25 Aug 2026 · Annual Report FY26 submitted; seeks borrowing limit hike to Rs 200 crore | results | high | — | — |
| 25 Aug 2026 · 36th AGM notice on Sept 21, 2026; seeks nod to raise borrowing limit to Rs 200 crore | board shareholder meetings | low | — | — |
| 25 Aug 2026 · Newspaper advertisement published for 36th Annual General Meeting | compliance | minimal | — | — |
| 17 Aug 2026 · Postal Ballot: Independent Director appointment approved | board shareholder meetings | medium | — | — |
| 17 Aug 2026 · Postal Ballot: Independent Director appointment approved with 99.99 percent support | board shareholder meetings | medium | — | — |
| 7 Aug 2026 · Board Meeting on 14 Aug 2026 to Consider Q1 FY27 Results | board shareholder meetings | low | — | — |
| 24 Jul 2026 · Promoter confirms no encumbrance on shares for FY26 | ownership changes | low | — | — |
| Where a broker report shows | This document shows | Why |
|---|---|---|
| A rating (BUY / ADD / REDUCE / SELL) | A state: the latest filed quarter and the measured reactions |
| CHOLAMANDALAM FIN HOL LTD |
| 28,902 |
| 10.8 |
| 0.85 |
| 0.9 |
| 16.2 |
| — |
| 23.0 |
| 58.4 |
| TVS HOLDINGS LIMITED | 26,292 | 13.3 | 2.04 | 2.4 | 26.3 | — | 23.4 | 16.4 |
| MAHARASHTRA SCOOTERS LTD | 14,802 | 53.1 | 0.54 | — | 1.1 | — | — | 84.1 |
| JSW HOLDINGS LIMITED | 12,763 | 92.9 | 0.39 | 78.3 | 0.4 | — | 14.1 | 84.0 |
| Metric | Company | Group median | Rank | Better than |
|---|---|---|---|---|
| P/E (TTM) | 186.5 | 23.7 | 51 of 52 | 2% |
| P/B | 4.3 | 0.7 | 55 of 60 | 9% |
| ROE | 1.5 | 1.3 | 32 of 67 | 53% |
| Debt / Equity | 0.0 | 0.0 | 1 of 67 | 15% |
| EBITDA margin | 26.8 | 61.6 | 42 of 62 | 33% |
| Revenue growth | 124.5 | 13.6 | 12 of 56 | 80% |
| Profit growth | 68.1 | 10.7 | 22 of 66 | 68% |
| Market cap | 211 | 376 | 38 of 65 | 42% |
| an event is a fact; a rating is an opinion that requires SEBI RA registration |
| A target price and upside | The current price and the multiples against the group | a target is a forecast; a multiple is a measurement |
| Estimate years marked E | More audited years; no estimates | MarketPing publishes no forecasts — your own model lives on the Models page |
This document is a statistical summary of publicly filed information and market data, prepared by software from primary sources: SEBI results XBRL filed with BSE and NSE, LODR disclosures, shareholding patterns, exchange price data. It contains no research recommendation, no price target and no opinion on the merits of any security, and is not a research report within the meaning of the SEBI (Research Analysts) Regulations, 2014, Regulation 2(1)(w)(vii). Financial statements are as filed (consolidated where the company files consolidated results). Ratios are computed over filed lines. Where a figure is unavailable the table shows a dash rather than an estimate. The business brief is written by MarketPing's reader from the annual report and checked against it; no figure in a table was generated by a model. Nothing here constitutes investment advice, an offer or a solicitation; readers should consult a SEBI-registered adviser before acting. MarketPing is not a SEBI-registered intermediary.
