Operates as a private sector commercial bank in India, taking deposits and lending across retail, corporate, treasury and digital banking. Based on segment data for the period ended 31 December 2024, retail banking outside digital channels accounted for 36.3% of segment revenue, corporate and wholesale banking 30.7%, treasury 20.0%, digital banking 8.6% and other banking operations 4.5%. The lending book spans gold loans, MSME, mortgage, home and auto segments, with gold loans growing 43% year-on-year as of Q1 FY27. It runs on a 948-branch, 9,147-employee network serving 8.3 million customers, and reported total assets of Rs 1,41,756.46 crore for FY26. Asset quality is comparatively clean, with gross NPA at 1.38% and net NPA at 0.26% as of Q1 FY27, while net interest margin stood at 3.23%. A new MD & CEO, Mahesh Muralidhar Pai, has received RBI approval for a three-year term starting 1 October 2026. AR · MarketPing reader · 2026-08-02
Revenue streams, as the annual report describes them. Other Retail Banking (36%), Corporate/Wholesale Banking (31%), Treasury (20%), Digital Banking (9%), Other Banking Operations (5%). Mid-tier private sector commercial bank
| ₹ crore · consolidated | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| EBITDA (ex other income) | — | — | — | — | — |
| margin % | — | — | — | — | — |
| Owners' profit | 45 | 775 | 1,070 | 1,303 | 1,456 |
| EPS, as reported (₹) | 0.21 | 3.70 | 5.10 | 4.98 | 5.56 |
| ROE % · ROCE % | — · — | — · — | — · — | — · — | — · — |
| Debt / equity (x) | — | — | — | — | — |
| Cash from operations | 4,352 | (7,261) | 7,075 | (2,353) | 3,907 |
| Capex | — | — | — | — | — |
| ₹ crore | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | — | — | — |
| Profit before tax | 440 | 463 | 459 | 433 | 473 | 504 | 547 | 508 |
| Net profit | 325 | 342 | 342 | 322 | 352 | 374 | 407 | 378 |
| EPS (₹) | 1.24 | 1.31 | 1.31 | 1.23 | 1.34 | 1.43 | 1.56 | 1.44 |
| Company | M.cap ₹ cr | P/E | P/B | EV/EBITDA | ROE % | ROCE % | Rev CAGR 5y % | EBITDA m. % |
|---|---|---|---|---|---|---|---|---|
| HDFC BANK LTD | 10,90,797 | 13.8 | — | — | — | — | — | — |
| ICICI BANK LTD. | 9,89,606 | 17.6 | — | — | — | — | — | — |
| KOTAK MAHINDRA BANK LTD | 4,16,767 | 10.9 | — | — | — | — | — | — |
| AXIS BANK LIMITED | 3,87,606 | 13.9 | — | — | — | — | — | — |
| IDBI BANK LIMITED |
| Date · filing | Category | Importance | 1-day % | 5-day % |
|---|---|---|---|---|
| 10 Sept 2026 · South Indian Bank informs about proposed nationwide bank strike on Sept 11, 2026 | capex operations | high | — | — |
| 31 Aug 2026 · CGM Sanchay Kumar Sinha retires from South Indian Bank | management changes | medium | — | — |
| 29 Aug 2026 · Independent Director retires on completion of term | compliance | minimal | — | — |
| 29 Aug 2026 · Newspaper ad on special window to dematerialise physical shares | compliance | minimal | — | — |
| 24 Aug 2026 · South Indian Bank allots 11.14 lakh shares under ESOS 2008 | capital market events | low | — | — |
| 21 Aug 2026 · SIB senior GM opts for voluntary retirement, last working day 5 Sept 2026 | management changes | medium | — | — |
| 21 Aug 2026 · South Indian Bank grants 27.36 lakh ESOS options to 306 employees | compliance | minimal | — | — |
| 20 Aug 2026 · South Indian Bank grants 27.36 lakh ESOS options to 306 employees | general | medium | — | — |
| 20 Aug 2026 · South Indian Bank 98th AGM: all 7 resolutions passed, 45 percent dividend approved | board shareholder meetings | medium | — | — |
| 18 Aug 2026 · South Indian Bank revises MCLR rates across tenors effective Aug 20, 2026 | credit debt | low | — | — |
| Where a broker report shows | This document shows | Why |
|---|---|---|
| A rating (BUY / ADD / REDUCE / SELL) | A state: the latest filed quarter and the measured reactions |
| 89,836 |
| 9.6 |
| — |
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| — |
| — |
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| FEDERAL BANK LTD | 85,024 | 18.1 | — | — | — | — | — | — |
| INDUSIND BANK LIMITED | 76,215 | 57.6 | — | — | — | — | — | — |
| IDFC FIRST BANK LIMITED | 74,268 | 33.2 | — | — | — | — | — | — |
| Metric | Company | Group median | Rank | Better than |
|---|---|---|---|---|
| P/E (TTM) | 8.0 | 12.4 | 3 of 20 | 90% |
| Profit growth | 17.2 | 29.5 | 16 of 20 | 21% |
| Market cap | 12090 | 48154 | 17 of 20 | 16% |
| an event is a fact; a rating is an opinion that requires SEBI RA registration |
| A target price and upside | The current price and the multiples against the group | a target is a forecast; a multiple is a measurement |
| Estimate years marked E | More audited years; no estimates | MarketPing publishes no forecasts — your own model lives on the Models page |
This document is a statistical summary of publicly filed information and market data, prepared by software from primary sources: SEBI results XBRL filed with BSE and NSE, LODR disclosures, shareholding patterns, exchange price data. It contains no research recommendation, no price target and no opinion on the merits of any security, and is not a research report within the meaning of the SEBI (Research Analysts) Regulations, 2014, Regulation 2(1)(w)(vii). Financial statements are as filed (consolidated where the company files consolidated results). Ratios are computed over filed lines. Where a figure is unavailable the table shows a dash rather than an estimate. The business brief is written by MarketPing's reader from the annual report and checked against it; no figure in a table was generated by a model. Nothing here constitutes investment advice, an offer or a solicitation; readers should consult a SEBI-registered adviser before acting. MarketPing is not a SEBI-registered intermediary.
