What the business is, and whether it's a good one at a fair price.
A public sector commercial bank in India that takes deposits and lends to corporate/wholesale, retail, MSME and agriculture borrowers, while also earning from its investment treasury and fee-based banking operations. For the year-to-date period ended 31 December 2024, Corporate/Wholesale Banking was the largest segment revenue contributor at 35.8% (₹34,321.77 cr), followed by Retail Banking Operations at 34.8% (₹33,412.46 cr) and Treasury Operations at 24.9% (₹23,854.72 cr). Gross advances reached about ₹10.96 lakh cr in Q1 FY27 with the RAM (Retail, Agriculture, MSME) book growing 11.56% year-on-year, while total business stood at ₹23.8 lakh cr. The bank is rebalancing its deposit mix away from bulk deposits toward CASA and retail term deposits, supported by a dedicated ecosystem banking vertical of more than 1,200 staff across 118 centres and 12 hubs. Asset quality has improved with GNPA at 2.65% and NNPA at 0.47%, NIM expanded to 2.80%, and capital adequacy stood at 18.46% even after partially absorbing an ~₹11,300 cr ECL provisioning requirement. To diversify funding, the board approved raising up to USD 2.00 billion through a Medium Term Note Programme to be issued via its Dubai and Sydney branches.
Measured from the filed financials, judged against its Public Sector Bank peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from UNION BANK OF INDIA's filed financials and exchange disclosures
UNION BANK OF INDIA is a Banks company listed on NSE and BSE, trading under the symbol UNIONBANK.
Yes. Over the trailing twelve months UNION BANK OF INDIA reported a net profit of ₹20,012 Cr.
Yes. The dividend yield is 2.67% at the current price. It paid out 19% of its profit as dividend in FY26.
No..
On trailing P/E, UNION BANK OF INDIA ranks 5 of 12 in Public Sector Bank — cheaper than 64% of them, against an industry median of 7.7×. This is a position, not a valuation judgement.
On a typical session UNION BANK OF INDIA moves 1.09% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by UNION BANK OF INDIA appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
