Operates as a non-banking financial company (NBFC) listed on BSE and based in Hyderabad, with a lending book that has produced non-performing assets. FY26 total income was Rs 47.23 lakh, down from Rs 55.40 lakh in FY25, against total assets of Rs 13.54 crore. The company is pursuing recovery on its loan book through SARFAESI Act notices, including one to a borrower (Sri Venkateswara Traders) for an outstanding of Rs 4.55 crore classified as NPA, and three smaller notices from Centrum Housing Finance. The company swung to a net loss of Rs 4.36 lakh in FY26 from a profit of Rs 24.38 lakh in FY25, with total expenses nearly doubling to Rs 45.53 lakh. It also booked a large other comprehensive loss of Rs 343.55 lakh from fair-value changes on investments, dragging total comprehensive income to Rs -298.78 lakh. Employee cost is the largest operating expense at 27.2% of revenue, with other opex at 25.9% and depreciation at 4.4%. The company has not issued any non-convertible debt securities, NCRPS, or commercial papers, and is exempt from several SEBI corporate governance rules due to its small size (paid-up equity Rs 2.55 crore, net worth Rs 16.50 crore). AR · MarketPing reader · 2026-08-02
Revenue streams, as the annual report describes them. Lending / financing income. Small, low-activity NBFC with a stressed loan portfolio and material mark-to-market investment losses.
| ₹ crore · consolidated | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Revenue | 0 | 0 | 0 | 0 | 0 |
| EBITDA (ex other income) | 0 | 0 | 0 | 0 | 0 |
| margin % | 33.2 | 30.4 | 49.6 | 46.7 | 7.3 |
| Owners' profit | 0 | 0 | 0 | 0 | (0) |
| EPS, as reported (₹) | 0.79 | 0.53 | 0.32 | 0.96 | (0.17) |
| ROE % · ROCE % | 1.6 · — | 1.2 · — | 0.4 · — | 1.5 · — | (0.3) · — |
| Debt / equity (x) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash from operations | 0 | 0 | (0) | 0 | (0) |
| Capex | (0) | 0 | (0) | (0) | (0) |
| ₹ crore | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 0 | (0) | (0) | 0 | 0 | 0 | (0) | 0 |
| Net profit | 0 | (0) | (0) | 0 | (0) | 0 | (0) | 0 |
| EPS (₹) | 1.06 | (0.19) | (0.22) | 0.28 | (0.19) | 0.09 | (0.34) | 0.33 |
| Company | M.cap ₹ cr | P/E | P/B | EV/EBITDA | ROE % | ROCE % | Rev CAGR 5y % | EBITDA m. % |
|---|---|---|---|---|---|---|---|---|
| BAJAJ FINANCE LIMITED | 6,43,552 | 31.7 | 5.50 | 11.6 | 16.5 | — | 25.2 | 70.7 |
| SHRIRAM FINANCE LIMITED | 2,42,019 | 18.1 | 3.67 | 6.7 | 15.2 | — | 22.5 | 74.7 |
| CHOLAMANDALAM IN & FIN CO | 1,57,446 | 27.2 | 5.17 | 6.9 | 17.2 | — | 26.5 | 71.2 |
| TATA CAPITAL LIMITED | 1,54,110 | 28.2 | 3.27 | 6.5 | 10.4 | — | — | 75.8 |
| Date · filing | Category | Importance | 1-day % | 5-day % |
|---|---|---|---|---|
| 7 Sept 2026 · 40th AGM notice published in newspapers | compliance | minimal | — | — |
| 5 Sept 2026 · 40th AGM set for 29 September 2026 | board shareholder meetings | low | — | — |
| 5 Sept 2026 · Ushakiran Finance submits 40th Annual Report, AGM on 29 Sep 2026 | board shareholder meetings | low | — | — |
| 4 Aug 2026 · Book closure from 23 to 29 September 2026 for 40th AGM | board shareholder meetings | low | — | — |
| 4 Aug 2026 · Ushakiran Finance Q1 FY27 unaudited results published in newspapers | compliance | minimal | — | — |
| 3 Aug 2026 · Q1 FY27 results: PAT at Rs 8.47L vs Rs 7.17L YoY; AGM on Sep 29 | results | high | — | — |
| 3 Aug 2026 · Q1 FY27 results: PAT up 18% YoY to Rs.8.47 lakh; T.R. Sekhar reappointed as director | results | high | — | — |
| 23 Jul 2026 · Board meeting on Aug 30 to consider Q1 FY27 unaudited results | results | low | — | — |
| 20 Jul 2026 · Website compliance undertaking for quarter ended June 2026 | compliance | minimal | — | — |
| 20 Jul 2026 · SEBI debt securities circular not applicable for June 2026 quarter | compliance | minimal | — | — |
| Where a broker report shows | This document shows | Why |
|---|---|---|
| A rating (BUY / ADD / REDUCE / SELL) | A state: the latest filed quarter and the measured reactions | an event is a fact; a rating is an opinion that requires SEBI RA registration |
| MUTHOOT FINANCE LIMITED |
| 1,12,094 |
| 9.9 |
| 2.82 |
| 3.9 |
| 26.7 |
| — |
| 22.0 |
| 84.0 |
| SBI CARDS & PAY SER LTD | 62,349 | 27.4 | 3.96 | — | 13.8 | — | — | 33.1 |
| HDB FINANCIAL SERVICES L | 55,706 | 20.2 | 2.70 | — | 12.3 | — | — | 58.0 |
| SUNDARAM FINANCE LTD | 52,217 | 23.3 | 3.51 | 6.7 | 13.8 | — | — | 78.4 |
| Metric | Company | Group median | Rank | Better than |
|---|---|---|---|---|
| P/B | 0.6 | 1.1 | 48 of 245 | 79% |
| ROE | (0.3) | 3.0 | 210 of 266 | 21% |
| Debt / Equity | 0.0 | 0.0 | 5 of 266 | 11% |
| EBITDA margin | 54.0 | 48.6 | 117 of 249 | 53% |
| Revenue growth | 12.2 | 12.6 | 118 of 231 | 49% |
| Profit growth | 18.1 | 7.8 | 118 of 251 | 53% |
| Market cap | 7 | 37 | 229 of 260 | 12% |
| A target price and upside | The current price and the multiples against the group | a target is a forecast; a multiple is a measurement |
| Estimate years marked E | More audited years; no estimates | MarketPing publishes no forecasts — your own model lives on the Models page |
This document is a statistical summary of publicly filed information and market data, prepared by software from primary sources: SEBI results XBRL filed with BSE and NSE, LODR disclosures, shareholding patterns, exchange price data. It contains no research recommendation, no price target and no opinion on the merits of any security, and is not a research report within the meaning of the SEBI (Research Analysts) Regulations, 2014, Regulation 2(1)(w)(vii). Financial statements are as filed (consolidated where the company files consolidated results). Ratios are computed over filed lines. Where a figure is unavailable the table shows a dash rather than an estimate. The business brief is written by MarketPing's reader from the annual report and checked against it; no figure in a table was generated by a model. Nothing here constitutes investment advice, an offer or a solicitation; readers should consult a SEBI-registered adviser before acting. MarketPing is not a SEBI-registered intermediary.
