Models
INDIA SHELTER FIN CORP LINDIASHLTRFinance
₹715per share · Base Model Note
Revenue growth, the horizon and scenarios are yours to change. Every other input is part of the Trader plan; saving, sharing a saved link and the live-formula workbook are part of the Institutional plan.
Scenario
Value per share, your model₹715implied P/B 2.43× on FY26 book
Against CMP ₹655.00+9.2%close of 2026-09-10
Cost of equity10.34%risk-free + beta × equity risk premium
Book equity, FY26₹294per share · excess returns add ₹421
This figure is the arithmetic of your inputs and nothing else. MarketPing publishes no fair value, target or rating; the model is yours.
Excess-return schedule · ₹ crore · book equity earns your ROE; value is book plus the returns above the cost of equity
| ₹ crore | FY27 | FY28 | FY29 | FY30 | FY31 |
|---|---|---|---|---|---|
| Opening book equity | 3,198 | 3,700 | 4,281 | 4,953 | 5,731 |
| Net income at 15.7% ROE | 502 | 581 | 672 | 778 | 900 |
| Cost of equity charge at 10.34% | (331) | (383) | (443) | (512) | (593) |
| Excess return | 171 | 198 | 229 | 265 | 307 |
| Present value | 163 | 171 | 179 | 188 | 197 |
| Closing book equity | 3,700 | 4,281 | 4,953 | 5,731 | 6,630 |
| Book equity today | 3,198 |
| PV of 5 years of excess return | 899 |
| PV of the terminal excess return, 5% flat | 3,688 |
| add non-operating investments | 0 |
| Equity value | 7,784 |
| ÷ 10.89 crore shares | ₹715 |
Where the methods land · ₹ per share · the dashed line is the CMP
52-week rangetraded range, a fact not a value
₹620₹924
Scenarios side by side · ₹ per share
| Scenario | Template | Growth | Margin | Rate | Terminal | ₹ / share | vs CMP |
|---|---|---|---|---|---|---|---|
| Base · editing | Excess return | ROE 15.7% | — | 10.34% | 5% | ₹715 | 9.2% |
A scenario is a full set of inputs under a name. Keep Base as the filed history carried forward; add Bull and Bear by saving the current inputs under those names and moving the two or three assumptions you actually hold a view on. The distribution above draws each driver between the lowest and highest value across your scenarios, so three scenarios give it a real range; with one scenario it falls back to fixed bands.