Models
MUTHOOT FINANCE LIMITEDMUTHOOTFINFinance
₹3,107per share · Base Model Note
The horizon and scenarios are yours to change. Every other input is part of the Trader plan; saving, sharing a saved link and the live-formula workbook are part of the Institutional plan.
Scenario
Value per share, your model₹3,107implied P/B 3.14× on FY26 book
Against CMP ₹2,400.00+29.4%close of 28 Oct 2026
Cost of equity14.88%risk-free + beta × equity risk premium
Book equity, FY26₹991per share · excess returns add ₹2,116
This figure is the arithmetic of your inputs and nothing else. MarketPing publishes no fair value, target or rating; the model is yours.
Excess-return schedule · ₹ crore · book equity earns your ROE; value is book plus the returns above the cost of equity
| ₹ crore | FY27 | FY28 | FY29 | FY30 | FY31 |
|---|---|---|---|---|---|
| Opening book equity | 39,774 | 49,342 | 61,212 | 75,938 | 94,206 |
| Net income at 26.7% ROE | 10,620 | 13,174 | 16,344 | 20,275 | 25,153 |
| Cost of equity charge at 14.88% | (5,917) | (7,340) | (9,106) | (11,296) | (14,014) |
| Excess return | 4,703 | 5,835 | 7,238 | 8,979 | 11,140 |
| Present value | 4,388 | 4,739 | 5,118 | 5,527 | 5,968 |
| Closing book equity | 49,342 | 61,212 | 75,938 | 94,206 | 1,16,869 |
| Book equity today | 39,774 |
| PV of 5 years of excess return | 25,739 |
| PV of the terminal excess return, 5% flat | 59,206 |
| add non-operating investments | 0 |
| Equity value | 1,24,719 |
| ÷ 40.15 crore shares | ₹3,107 |
Where the methods land · ₹ per share · the dashed line is the CMP
52-week rangetraded range, a fact not a value
₹2,332₹4,150
Scenarios side by side · ₹ per share
| Scenario | Template | Growth | Margin | Rate | Terminal | ₹ / share | vs CMP |
|---|---|---|---|---|---|---|---|
| Base · editing | Excess return | ROE 26.7% | — | 14.88% | 5% | ₹3,107 | 29.4% |
A scenario is a full set of inputs under a name. Keep Base as the filed history carried forward; add Bull and Bear by saving the current inputs under those names and moving the two or three assumptions you actually hold a view on. The distribution above draws each driver between the lowest and highest value across your scenarios, so three scenarios give it a real range; with one scenario it falls back to fixed bands.