Models
REPCO HOME FINANCE LTDREPCOHOMEFinance
₹550per share · Base Model Note
The horizon and scenarios are yours to change. Every other input is part of the Trader plan; saving, sharing a saved link and the live-formula workbook are part of the Institutional plan.
Scenario
Value per share, your model₹550implied P/B 0.85× on FY26 book
Against CMP ₹304.25+80.7%close of 28 Oct 2026
Cost of equity12.76%risk-free + beta × equity risk premium
Book equity, FY26₹646per share · excess returns add ₹(96)
This figure is the arithmetic of your inputs and nothing else. MarketPing publishes no fair value, target or rating; the model is yours.

Excess-return schedule · ₹ crore · book equity earns your ROE; value is book plus the returns above the cost of equity

₹ croreFY27FY28FY29FY30FY31
Opening book equity4,0414,4644,9325,4496,020
Net income at 11.8% ROE477527582643710
Cost of equity charge at 12.76%(515)(569)(629)(695)(768)
Excess return(39)(43)(47)(52)(58)
Present value(36)(36)(35)(34)(34)
Closing book equity4,4644,9325,4496,0206,651
Book equity today4,041
PV of 5 years of excess return(175)
PV of the terminal excess return, 5% flat(427)
add non-operating investments0
Equity value3,439
÷ 6.26 crore shares₹550
ROE is at or below the cost of equity, so every year destroys value against book and the model lands below book value. That is the arithmetic, not a view.

Where the methods land · ₹ per share · the dashed line is the CMP

52-week rangetraded range, a fact not a value
₹294₹456

Scenarios side by side · ₹ per share

ScenarioTemplateGrowthMarginRateTerminal₹ / sharevs CMP
Base · editingExcess returnROE 11.8%—12.76%5%₹55080.7%
A scenario is a full set of inputs under a name. Keep Base as the filed history carried forward; add Bull and Bear by saving the current inputs under those names and moving the two or three assumptions you actually hold a view on. The distribution above draws each driver between the lowest and highest value across your scenarios, so three scenarios give it a real range; with one scenario it falls back to fixed bands.