BAJFINANCENSEBajaj Finance Limited· FinanceHighNeutral
Announced Wed, 29 Apr · 16:34 IST

Bajaj Finance Limited has submitted to the Exchange, the financial results for the period ended March 31, 2026.

Revenue Growth 20pctPat Growth 25pctEbitda Margin CompressionExceptional ItemRelated Party TransactionsResults RestatedResults View source PDF

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AI summary

Bajaj Finance Limited reported FY2026 standalone total income of Rs 69,854 crore, up 19.3% from Rs 58,564 crore in FY2025. Profit after tax grew to Rs 17,804 crore from Rs 16,662 crore, an increase of 6.9%. The company recorded exceptional gains of Rs 1,416 crore from sale of Bajaj Housing Finance Limited (BHFL) shares in December 2025, partially offset by a Rs 250 crore charge due to new labour codes. Net profit margin compressed to 25.5% from 28.5% year-over-year, while impairment on financial instruments increased to Rs 9,290 crore from Rs 7,027 crore. The Board recommended a final dividend of Rs 6 per equity share (including Rs 0.60 special payout from BHFL gains) compared to Rs 5.60 in the previous year. Gross NPA ratio stood at 1.27% and Capital to Risk Weighted Assets Ratio was 21.55%.

Likely market impact

Strong revenue growth of ~19% demonstrates continued business momentum, though margin compression and higher impairment costs are concerns. The recommended dividend increase signals confidence, but the negative operating cash flow of Rs 71,173 crore warrants monitoring.