What the business is, and whether it's a good one at a fair price.
Lends to consumers, small businesses and homeowners, earning interest and fee income on a loan book of roughly ₹5,46,944 crore in assets under management as of Q1 FY27. The business runs across consumer lending (two-wheeler and three-wheeler financing, consumer durables, personal and salaried loans), small business lending to MSMEs, gold-backed loans, and mortgages through subsidiary Bajaj Housing Finance. Gold loans grew 115% year-on-year to 3.5% of AUM and are being scaled toward 5% of AUM by FY27, while the MSME book is being brought back to double-digit growth after a period of risk pruning. Customer franchise stood at 124.43 million across 4,098 branches and 155,369 employees, with 16.13 million new loans booked in Q1 FY27 alone. The company also takes deposits (around ₹68,500 crore) and raises wholesale funding via secured non-convertible debentures on private placement. Net NPA sat at 0.39% with capital adequacy of 20.90%, and the Q1 FY27 loan book generated ROE of 20.4%. Operating costs are dominated by people (11% of revenue) and other opex (5%), with negligible materials spend, consistent with a financial services model.
Measured from the filed financials, judged against its Non Banking Financial Company (NBFC) peers · as of FY26 — not investment advice
How has the market priced it — with filings on the timeline?
▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
How does it stack up on valuation, returns and growth?
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Quarterly & annual P&L, balance sheet, cash flow, ratios and segments.
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Who owns it — and is the promoter stake clean?
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Answered from BAJAJ FINANCE LIMITED's filed financials and exchange disclosures
BAJAJ FINANCE LIMITED is a Finance company listed on NSE and BSE, trading under the symbol BAJFINANCE.
Yes. Over the trailing twelve months BAJAJ FINANCE LIMITED reported a net profit of ₹20,648 Cr on revenue of ₹86,164 Cr.
Yes. The dividend yield is 0.54% at the current price. It paid out 18% of its profit as dividend in FY26.
Effectively yes. It holds ₹1,897 Cr more cash than debt. Debt stands at 0.00× equity.
On trailing P/E, BAJAJ FINANCE LIMITED ranks 152 of 212 in Non Banking Financial Company (NBFC) — cheaper than 28% of them, against an industry median of 18.2×. This is a position, not a valuation judgement.
On a typical session BAJAJ FINANCE LIMITED moves 0.91% — that is the median absolute close-to-close move across its last 269 trading days. Announcement days are routinely larger.
Every NSE and BSE filing by BAJAJ FINANCE LIMITED appears on this page, AI-summarised, alongside the price reaction that followed it. Follow the company to get each new filing on WhatsApp within minutes.
Figures are as last reported and may lag the latest filing. Not investment advice.
