BAJAJFINSVNSEBajaj Finserv Limited· FinanceHighNeutral
Announced Fri, 25 Jul · 12:03 IST

Bajaj Finserv Limited has submitted to the Exchange, the unaudited financial results for the period ended Jun 30, 2025.

Pat Growth 25pctRevenue Growth 20pctResults View source PDF

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Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

Bajaj Finserv reported an all-time high consolidated quarterly profit after tax of Rs 2,789 crore in Q1 FY26, up 30% from Rs 2,138 crore in Q1 FY25, on consolidated total income of Rs 35,451 crore (up 13% YoY). Key subsidiary Bajaj Finance posted a 20% rise in consolidated PAT to Rs 4,699 crore with AUM growing 25% to Rs 4,41,450 crore, while general insurance subsidiary BAGIC saw PAT rise 15% to Rs 660 crore and life insurer BALIC's VNB jumped 39% to Rs 145 crore. The quarter included a one-time tax credit of Rs 40.21 crore relating to FY25. The Board also noted progress on the acquisition of Allianz SE's 26% stake in the two insurance JVs, with CCI and IRDAI approvals already received. Statutory auditors issued unmodified (clean) limited review opinions on both standalone and consolidated results.

Likely market impact

Strong across-the-board growth in all major subsidiaries (financing, general insurance, and life insurance) signals robust business momentum and is likely to be viewed positively by investors. The pending acquisition of full ownership of the insurance JVs from Allianz remains a key strategic catalyst, while rising NPAs at BFL (Gross NPA 1.03% vs 0.86% YoY) are a point to watch.