Bank of India profit rises 25%, gross bad loans fall to 1.60%

Pat Growth 25pctExceptional ItemResults View source PDF Explain this filing

BANKINDIA · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

-3.6%Reaction day

₹131.00

prior close

₹123.66

announcement price

After-mkt

timing

Nifty Midcap 150market+1.1%-4.6% vs market

Public Sector Bank peers, median of 11sector+0.6%-4.2% vs sector

On the reaction day the stock moved 4.6 pts less than Nifty Midcap 150 and 4.2 pts less than its Public Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

+0.5

10m

+1.0

15m

+1.8

30m

+1.5

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-3.6+1.1-4.6+0.6-4.2

Next day

+0.8+2.0-1.2+1.3-0.5

+1.5+2.3-0.8+0.3+1.2

+3.6+3.2+0.4+2.8+0.8

+1.4pendingpending+1.8-0.3

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15d

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UpDownMarket · Nifty Midcap 150Sector · Public Sector Bank peers, median of 11Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Bank of India approved reviewed results for September 2026. For the bank alone, profit rose 25.4% year on year to Rs 3,202 crore, with total income up 16.4% to Rs 23,999 crore. Half-year profit rose 30.5% to Rs 6,270 crore. Including subsidiaries, quarterly profit rose 28.4% to Rs 3,309 crore. Gross bad loans fell to 1.60% from 2.54%, and capital adequacy improved to 17.78%. The prior-year comparison included a Rs 519 crore exceptional loss.

Likely market impact

Higher profit and lower bad loans may support the stock, but the comparison is helped by a prior-year loss and provisions remain elevated.