Bank of India Q1FY27: Net Profit up 36% to 3,068 crore, NPAs fall

Profit growth above 25%EBITDA margin expansionResults View source PDF Explain this filing

BANKINDIA · price

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Price reactionminutes from the announcement price · days from the prior close

-3.4%Reaction day

₹142.70

prior close

₹145.00

announcement price

After-mkt

timing

Nifty Midcap 150market+1.1%-4.5% vs market

Public Sector Bank peers, median of 11sector+0.6%-3.9% vs sector

On the reaction day the stock moved 4.5 pts less than Nifty Midcap 150 and 3.9 pts less than its Public Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

-2.1

10m

-2.5

15m

-2.1

30m

-2.5

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-3.4+1.1-4.5+0.6-3.9

Next day

-4.5+1.1-5.6+0.0-4.5

-3.5+1.9-5.5+0.3-3.8

-3.7+1.5-5.2-0.0-3.7

-3.4+2.0-5.4-0.1-3.3

-2.4+3.2-5.6+1.2-3.6

-1.2+3.2-4.4+2.2-3.4

15d

+0.7+3.4-2.7+1.0-0.3

+1.0+3.6-2.7+2.0-1.1

-8.9-2.7-6.2-4.0-4.9

-7.5-7.4-0.1-6.1-1.4

UpDownMarket · Nifty Midcap 150Sector · Public Sector Bank peers, median of 11Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Bank of India reported Q1FY27 standalone net profit of 3,068 crore, up 36% from 2,252 crore YoY. Total income rose 10% to 22,528 crore and operating profit grew 26% to 5,051 crore. Gross NPAs improved to 1.81% from 2.92% YoY, net NPAs fell to 0.51% from 0.75%. Capital adequacy ratio rose to 18.69% from 17.39%. RoA improved to 1.01% from 0.82% and EPS stood at 6.74 vs 4.95.

Likely market impact

Strong profit growth and sharp improvement in asset quality likely positive for stock. No auditor qualifications.