BANKINDIANSEBank of India· BanksHighNeutral
Announced Wed, 21 Jan, 2026 · 16:40 IST

Bank of India Q3 FY26: Net profit up 7.5% YoY to Rs 2,705 cr, NPAs improve sharply

Ebitda Margin ExpansionExceptional ItemResults View source PDFExplain this filing

BANKINDIA · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close
+5.6%Reaction day
₹157.45
prior close
₹161.00
announcement price
After-mkt
timing
Nifty Midcap 150market · index membership as recorded later (tracked since Jun 2026)+1.2%+4.4% vs market
Public Sector Bank peers, median of 11sector+2.0%+3.6% vs sector

On the reaction day the stock moved 4.4 pts more than Nifty Midcap 150 and 3.6 pts more than its Public Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark
Stock
5m
+1.7
10m
+3.1
15m
+3.7
30m
+4.0
Sessions after the filingfrom the prior close
StockMarketvs marketSectorvs sector
Reaction day
+5.6+1.2+4.4+2.0+3.6
Next day
+1.4-0.5+1.9-0.5+1.9
2d
+3.8+0.0+3.8+1.3+2.5
3d
+6.3+1.6+4.7+2.4+4.0
4d
+4.5+1.7+2.8+1.0+3.5
5d
+4.2+1.8+2.4+2.3+1.8
1w
+0.3+3.6-3.3+0.1+0.2
15d
+2.7+3.6-0.9+0.1+2.6
1m
+10.5+3.6+6.9+5.3+5.3
2m
-9.0-7.9-1.1-11.2+2.2
3m
-2.9+5.1-8.0+0.0-2.9
UpDownMarket · Nifty Midcap 150Sector · Public Sector Bank peers, median of 11Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Bank of India posted standalone Q3 FY26 net profit of Rs 2,705 crore, up 7.5% YoY from Rs 2,517 crore. Operating profit rose 13.2% YoY to Rs 4,193 crore. Asset quality improved sharply with Gross NPAs falling to 2.26 percent from 3.69 percent YoY and Net NPAs to 0.60 percent. Capital Adequacy Ratio stood strong at 17.09 percent. For 9M FY26, net profit grew 13.9 percent YoY to Rs 7,511 crore. Bank raised Rs 12,500 crore via Tier II and Infrastructure Bonds during the quarter.

Likely market impact

Sharply lower NPAs, strong capital base and steady profit growth signal improving financial health for shareholders.