BOI Q3 FY26 results: Net profit rises to Rs 2,705 crore, NPA ratio improves

Exceptional ItemEbitda Margin ExpansionResults View source PDF Explain this filing

BANKINDIA · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

+5.6%Reaction day

₹157.45

prior close

₹161.00

announcement price

After-mkt

timing

Nifty Midcap 150market · index membership as recorded later (tracked since Jun 2026)+1.2%+4.4% vs market

Public Sector Bank peers, median of 11sector+2.0%+3.6% vs sector

On the reaction day the stock moved 4.4 pts more than Nifty Midcap 150 and 3.6 pts more than its Public Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

+1.7

10m

+3.1

15m

+3.7

30m

+4.0

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

+5.6+1.2+4.4+2.0+3.6

Next day

+1.4-0.5+1.9-0.5+1.9

+3.8+0.0+3.8+1.3+2.5

+6.3+1.6+4.7+2.4+4.0

+4.5+1.7+2.8+1.0+3.5

+4.2+1.8+2.4+2.3+1.8

+0.3+3.6-3.3+0.1+0.2

15d

+2.7+3.6-0.9+0.1+2.6

+10.5+3.6+6.9+5.3+5.3

-9.0-7.9-1.1-11.2+2.2

-2.9+5.1-8.0+0.0-2.9

UpDownMarket · Nifty Midcap 150Sector · Public Sector Bank peers, median of 11Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Bank of India reported standalone net profit of Rs 2,705 crore for Q3 FY26, up 7.5% YoY from Rs 2,517 crore. Nine month profit rose 13.9% to Rs 7,511 crore. Total income grew 6.3% to Rs 21,206 crore. Operating profit rose 13% to Rs 4,193 crore. Gross NPA improved sharply to 2.26% from 3.69% YoY; Net NPA dropped to 0.60% from 0.85%. Capital adequacy rose to 17.09%, provision coverage at 93.60%. Consolidated results include exceptional items from RRB amalgamation.

Likely market impact

Steady profit growth, sharp NPA improvement, and stronger capital position reflect improving fundamentals, positive for shareholders.