Financial Result for the 4th Quarter and Year ended 31st March, 2026
BANKINDIA · price
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Bank of India reported strong FY26 results with standalone net profit of ₹1,052.72 billion, up 14.2% from ₹921.90 billion in FY25. Total income grew 6.5% to ₹8,503.55 billion. Q4 net profit stood at ₹301.58 billion, up 14.9% year-on-year. Asset quality improved significantly with gross NPA reducing to 1.98% from 3.27%, and net NPA falling to 0.56% from 0.82%. Provisions for NPA decreased to ₹339.27 billion from ₹459.27 billion. Capital adequacy remains robust at 18.01% with CET1 ratio of 15.05%. The board recommended dividend of ₹4.65 per share (46.50%) for FY26. The bank received an unmodified audit opinion confirming clean financials.
The results show improving asset quality and strong profitability growth, which is positive for shareholders. The dividend payout and declining NPA levels indicate financial stability. The bank appears well-positioned with strong capital buffers above regulatory requirements.