Press meet for the 4th Qtr and Year ended March,2026

Pat Growth 25pctEbitda Margin ExpansionEbitda Margin CompressionResults View source PDF

BANKINDIA · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close

+0.5%1-day move

₹139.90

prior close

₹143.00

base price

After-mkt

timing

5m10m15m30m1D2D3D4D5D7D15D1M2M3M

-0.6+0.8+0.6+0.4+0.5+0.6+3.2+1.8-1.0-0.1-1.9+1.3+4.1—

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AI summary

Bank of India reported strong FY26 results with net profit surging 14.19% YoY to ₹10,527 crore, driven by 15.82% growth in global advances to ₹7.71 lakh crore and improved asset quality. Gross NPA ratio improved significantly by 129 basis points to 1.98%, while net NPA improved by 26 basis points to 0.56%. Provision Coverage Ratio strengthened to 93.57%. The bank's capital adequacy ratio improved to 18.01%, well above regulatory requirements. RAM (Retail, Agriculture, MSME) advances now constitute 58.74% of total advances, showing a healthy shift toward diversified lending. Net Interest Margin compressed by 30 basis points to 2.52% for FY26.

Likely market impact

The results show improving asset quality and strong profit growth, indicating a healthy operating environment. NIM compression is a concern as it pressures future earnings growth, though this may be partially offset by strong loan growth.