Capital SFB Q3 FY26: PAT Rs 34 cr, advances up 20% YoY; bonds redeemed, ED reappointed

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Price reactionminutes from the announcement price · days from the prior close

-2.2%Reaction day

₹259.00

prior close

₹256.95

announcement price

In-mkt

timing

Nifty Microcap 250market · in no size index; the smallest one is used-0.4%-1.8% vs market

Other Bank peers, median of 8sector-0.8%-1.4% vs sector

On the reaction day the stock moved 1.8 pts less than Nifty Microcap 250 and 1.4 pts less than its Other Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

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Sessions after the filingfrom the prior close

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Reaction day

-2.2-0.4-1.8-0.8-1.4

Next day

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15d

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-14.3-9.9-4.4-23.1+8.8

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UpDownMarket · Nifty Microcap 250Sector · Other Bank peers, median of 8Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Board approved Q3 FY26 unaudited results. Net profit Rs 34 cr (flat YoY) hit by Rs 5.13 cr one-time charge for past employee service under new labour codes. Pre-exceptional PAT up 13% YoY to Rs 38 cr; PPOP up 20% to Rs 57 cr. Advances grew 20% YoY to Rs 8,164 cr; deposits 18% to Rs 9,931 cr. GNPA improved to 2.68%, CAR 21.6%. Also approved early redemption of Debenture Series XI and XIII, re-appointment of Munish Jain as Executive Director, and a Postal Ballot Notice.

Likely market impact

Strong 20% loan growth, improving asset quality, stable profitability. One-time labour code charge masks underlying PAT growth. Early bond call cuts future interest cost.