Central Bank Q1 FY27: Net profit up 13%, NPA improves, margin dips

Emphasis Of MatterEbitda Margin CompressionResults View source PDF Explain this filing

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Price reactionminutes from the announcement price · days from the prior close

-3.1%Reaction day

₹32.68

prior close

₹32.59

announcement price

In-mkt

timing

Nifty Smallcap 250market-0.6%-2.5% vs market

Public Sector Bank peers, median of 11sector+0.2%-3.3% vs sector

On the reaction day the stock moved 2.5 pts less than Nifty Smallcap 250 and 3.3 pts less than its Public Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

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Reaction day

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Next day

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UpDownMarket · Nifty Smallcap 250Sector · Public Sector Bank peers, median of 11Pending

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AI summary

Central Bank of India reported Q1 FY26-27 standalone net profit of Rs 1,32,370 lakhs, up 13.2% from Rs 1,16,869 lakhs in Q1 FY25-26. Total income rose to Rs 10,67,799 lakhs from Rs 10,35,952 lakhs. Operating margin compressed to 20.47% from 22.24%. GNPA improved to 2.60% from 3.13%, NNPA steady at 0.49%. Capital adequacy rose to 18.28%. EPS at Rs 1.46. Auditors gave unmodified opinion with emphasis on deferred tax asset of Rs 1,62,436 lakhs.

Likely market impact

Better asset quality and steady profit growth signal operational strength, but margin compression and reliance on deferred tax remain points to watch.