Please find attached herewith the transcript of Investors/Analyst call held on May 18, 2026.
DIGISPICE · price
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DiGiSPICE Technologies (Spice Money) reported strong FY26 results with PAT from continuing business at INR 25+ crores (vs INR 6.5 crores prior year). The company operates 1.7 million banking agents serving ~170 million customers across 2.57 lakh small towns in rural India. Key metrics include GTV of INR 127,900 crores (10.5% growth), AEPS market share of 18%, and credit disbursement of INR 600+ crores (2.8x growth). Management launched UPI Cash Point in March 2026, already at INR 100 crores/month run rate with 30-35% market share. The Spice Money merger into DiGiSPICE is progressing with NCLT first motion approved, targeting direct listing this financial year. New products include insurance (35,000 policies sold) and credit cards. Management expects 20% YoY profitability growth over next 2-3 years.
The company has turned profitable after years of losses, demonstrating operational efficiency alongside growth. The upcoming Spice Money listing and expansion into UPI Cash Point and consumer lending represent significant growth catalysts, though the stock faces seasonal revenue fluctuations and macro headwinds.