Equitas SFB Q3 FY26: Profit up but 9M swings to net loss on higher provisions

Net loss reportedEBITDA margin compressionExceptional itemResults View source PDF Explain this filing

EQUITASBNK · price

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Price reactionminutes from the announcement price · days from the prior close

-0.7%Reaction day

₹69.63

prior close

₹69.53

announcement price

In-mkt

timing

Nifty Microcap 250market · index membership as recorded later (tracked since Jun 2026)-0.4%-0.3% vs market

Other Bank peers, median of 8sector-1.3%+0.6% vs sector

On the reaction day the stock moved 0.3 pts less than Nifty Microcap 250 and 0.6 pts more than its Other Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

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Sessions after the filingfrom the prior close

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Reaction day

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Next day

+0.8+1.4-0.6-0.6+1.4

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-3.5+3.9-7.4-0.9-2.6

-5.6+5.2-10.9+0.5-6.1

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15d

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-26.4-9.9-16.5-17.1-9.3

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UpDownMarket · Nifty Microcap 250Sector · Other Bank peers, median of 8Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Equitas SFB reported Q3 FY26 net profit of Rs 90 cr, up from Rs 66 cr YoY. For nine months ended Dec 2025, the bank posted a net loss of Rs 110 cr versus a profit of Rs 105 cr last year, mainly due to higher provisions of Rs 1,013 cr (vs Rs 877 cr). Total income grew 7.7% YoY to Rs 5,768 cr. Gross NPA improved to 2.75% from 2.97% YoY; Net NPA at 0.92%. Capital adequacy stood at 20.47%.

Likely market impact

Mixed picture: quarterly profit up 36% YoY but 9M swung to loss on higher provisions. Asset quality improved. Watch provision trends.