Q2 FY27 profit rises 29%; FY28 exit return on equity target is 16%

Management guided margin pressureMulti-year targets disclosedInvestor Communications View source PDF Explain this filing

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Price reactionminutes from the announcement price · days from the prior close

-0.0%Reaction day

₹1065.30

prior close

₹1057.20

announcement price

In-mkt

timing

Nifty Smallcap 250market+0.4%-0.4% vs market

Housing Finance Company peers, median of 17sector-0.0%+0.0% vs sector

On the reaction day the stock moved 0.4 pts less than Nifty Smallcap 250 and in line with its Housing Finance Company peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

+0.3

10m

+0.3

15m

+0.4

30m

+0.5

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-0.0+0.4-0.4-0.0+0.0

Next day

+1.1+2.4-1.3+2.6-1.5

+4.1+3.2+0.9+2.8+1.3

+2.5pendingpending+2.4+0.2

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15d

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UpDownMarket · Nifty Smallcap 250Sector · Housing Finance Company peers, median of 17Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

For the quarter ended September 30, 2026, the loan book reached Rs 18,010 crore, up 27% year on year. Disbursements rose 32.2% to Rs 1,705 crore and profit after tax rose 29.1% to Rs 170 crore. Loans in the highest risk category improved to 1.7%, credit cost was 40 basis points and the lending spread was 5.2%. Management targets Rs 20,000 crore by March 2027 and a 16% exit return on equity by March 2028.

Likely market impact

Strong growth and stable asset quality may support the stock. Risks are higher funding costs and insurance fee changes that may reduce returns.