Indian Bank Q3 FY26: PAT up 7% YoY to Rs 3,061 cr, NPAs improve

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INDIANB · price

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Price reactionminutes from the announcement price · days from the prior close

+6.1%Reaction day

₹851.50

prior close

₹861.00

announcement price

In-mkt

timing

Nifty Midcap 150market · index membership as recorded later (tracked since Jun 2026)+1.2%+4.8% vs market

Public Sector Bank peers, median of 11sector+2.0%+4.1% vs sector

On the reaction day the stock moved 4.8 pts more than Nifty Midcap 150 and 4.1 pts more than its Public Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

+0.4

10m

+0.6

15m

+1.1

30m

+2.0

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

+6.1+1.2+4.8+2.0+4.1

Next day

+2.6-0.5+3.1-0.5+3.1

+3.7+0.0+3.7+1.3+2.4

+5.7+1.6+4.1+2.4+3.4

+7.0+1.7+5.3+1.0+6.0

+7.1+1.8+5.3+2.3+4.8

+1.9+3.6-1.7+0.1+1.8

15d

+2.5+3.6-1.1+0.1+2.4

+15.7+3.6+12.1+5.3+10.4

-2.2-7.9+5.7-11.2+9.1

+8.5+5.1+3.4-2.9+11.4

UpDownMarket · Nifty Midcap 150Sector · Public Sector Bank peers, median of 11Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Indian Bank Q3 FY26 standalone net profit Rs 3,061 cr (+7.3% YoY), total income Rs 19,663 cr (+9.8%). 9M net profit Rs 9,052 cr (+13.7%). Gross NPAs improved to 2.23% from 3.26% YoY, net NPAs at 0.15%. Capital adequacy 16.58%, EPS Rs 22.73. Consolidated 9M PAT Rs 8,531 cr includes one-time Rs 766.59 cr loss from Saptagiri Grameena Bank merger.

Likely market impact

Steady profit growth and improving asset quality with NPAs near multi-year lows support earnings. One-time SGB merger loss is non-cash, already booked in Q1.