Indian Overseas Bank has submitted to the Exchange, the financial results for the period ended March 31, 2026.
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Indian Overseas Bank reported strong financial performance for FY2026 with standalone net profit rising 56% to Rs 5,20,803 Lakhs from Rs 3,33,471 Lakhs in FY2025. Total income grew to Rs 37,53,215 Lakhs (up 11.5% YoY) driven by higher interest income of Rs 31,89,568 Lakhs. Operating profit before provisions increased 15.4% to Rs 10,02,613 Lakhs. The bank saw significant improvement in asset quality with gross NPA reducing from Rs 5,34,772 Lakhs to Rs 4,40,966 Lakhs and net NPA falling from Rs 91,186 Lakhs to Rs 63,777 Lakhs. Provisions declined to Rs 3,75,810 Lakhs from Rs 4,17,629 Lakhs. EPS improved to Rs 2.70 from Rs 1.76. The bank received an unmodified audit opinion confirming clean financials.
The strong profit growth and improving asset quality are positive signals for shareholders. The bank continues to strengthen its balance sheet with healthy capital adequacy of 19.78% and declining NPA ratios.