IOB September-quarter profit rises 56%; bad-loan ratio improves

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IOB · price

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Price reactionminutes from the announcement price · days from the prior close

+5.2%Reaction day

₹28.94

prior close

₹29.41

announcement price

In-mkt

timing

Nifty Midcap 150market+1.1%+4.1% vs market

Public Sector Bank peers, median of 11sector+0.5%+4.7% vs sector

On the reaction day the stock moved 4.1 pts more than Nifty Midcap 150 and 4.7 pts more than its Public Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

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30m

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Reaction day

+5.2+1.1+4.1+0.5+4.7

Next day

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UpDownMarket · Nifty Midcap 150Sector · Public Sector Bank peers, median of 11Pending

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AI summary

The board approved reviewed but unaudited standalone and consolidated results for the quarter and half year ended 30 September 2026. Standalone total income rose 13.2% year on year to Rs 10,428 crore and net profit rose 56.0% to Rs 1,912 crore. Half-year net profit rose 52.8% to Rs 3,572 crore. The gross bad-loan ratio improved to 1.19% from 1.83%, while capital adequacy was 18.60%.

Likely market impact

Strong profit growth and improving loan quality are positive for shareholders, though credit provisions rose and could limit gains.