IndoStar Capital Finance Limited has informed the Exchange regarding a press release dated April 29, 2025, titled "Press Release in connection with the Annual Financial Results for the quarter and financial year ended March 31, 2025 and other matters".
INDOSTAR · price
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On the reaction day the stock moved 4.9 pts more than Nifty Microcap 250 and 4.3 pts more than its Non Banking Financial Company (NBFC) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.
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IndoStar Capital Finance reported FY25 consolidated PAT of ₹120.5 crore with AUM rising 26% YoY to ₹11,053 crore and disbursements growing 17%. On a standalone basis, ICFL posted Q4 FY25 PAT of ₹12.4 crore, with FY25 PAT declining 26.6% YoY to ₹52.6 crore, while asset quality remained weak at Gross Stage 3 of 4.52% and Net Stage 3 of 2.46%. Subsidiary Niwas Housing Finance (NHFPL) performed strongly with FY25 PAT up 53.7% YoY to ₹67.8 crore, Net Revenue up 30.2%, and Gross Stage 3 at a healthy 1.35%. Key strategic updates included RBI approval for EQT affiliate WITKOPEEND B.V. to acquire up to 100% of NHFPL, the sale of a stressed commercial vehicle pool worth ₹90.6 crore to ACRE, and changes in board composition including a new Chairperson.
Mixed signals for shareholders — strong AUM growth and a positive strategic event (RBI nod for EQT's acquisition of NHFPL) are offset by declining standalone profits and elevated asset quality concerns at the parent NBFC. Watch for execution on the EQT deal closure and any further deterioration in ICFL's Gross Stage 3 ratio, which at 4.52% is relatively high for the sector.