BSEJ.A. Finance LtdHighNeutral
Announced Tue, 26 May · 15:37 IST

Outcome of Board Meeting held on 26th May,2026

Pat Growth 25pctRelated Party TransactionsDebt Equity ThresholdResults View source PDF

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

J.A. Finance Ltd reported FY2026 audited results with Total Income of Rs 278.70 Lakhs, up 22.4% from Rs 227.65 Lakhs in FY2025. Net Profit for FY2026 stood at Rs 54.05 Lakhs, a significant turnaround from a loss of Rs 4.42 Lakhs in the previous year. Q4 FY2026 Net Profit was Rs 16.99 Lakhs. The Capital Adequacy Ratio improved to 94.08% (from 84.39%), though Gross NPA remained elevated at 4.54% and Net NPA at 3.67%. The Board approved related party transactions for FY2025-26 and noted those for FY2026-27. Additionally, the company has filed an insolvency petition under IBC against Indico Motors Private Limited for Rs 131.20 Lakhs (principal Rs 100 Lakhs + interest Rs 31.20 Lakhs), which is currently sub judice.

Likely market impact

The company returned to profitability with strong capital buffers, but elevated NPA levels and the ongoing IBC case against a borrower warrant monitoring. The low debt-equity ratio of 0.12 indicates conservative leverage. Clean audit opinion supports financial reporting quality.