Jana Small Finance Bank posts 84% higher half-year profit

Pat Growth 25pctNegative Operating CashflowResults View source PDF Explain this filing

JSFB · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

-1.8%Reaction day

₹403.20

prior close

₹382.90

announcement price

In-mkt

timing

Nifty Microcap 250market-2.3%+0.5% vs market

Other Bank peers, median of 8sector-3.0%+1.2% vs sector

On the reaction day the stock moved 0.5 pts more than Nifty Microcap 250 and 1.2 pts more than its Other Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

-1.1

10m

-1.3

15m

+3.4

30m

—

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-1.8-2.3+0.5-3.0+1.2

Next day

-5.6-1.9-3.7-6.6+1.0

-2.4-0.2-2.2-5.1+2.7

-6.5-0.2-6.4-4.0-2.5

-2.9+0.5-3.3-4.2+1.4

-8.2pendingpending-7.6-0.5

—————

15d

—————

UpDownMarket · Nifty Microcap 250Sector · Other Bank peers, median of 8Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Jana Small Finance Bank's unaudited profit after tax was ₹325.60 crore for the half year ended 30 September 2026, up 84% from ₹176.92 crore. Quarter profit rose 127% to ₹170.36 crore. Income was ₹355.71 crore and operating margin 19.87%. Gross bad loans fell to 2.34%, while net bad loans rose to 1.17%. Capital adequacy was 19.95%. Operating cash flow was negative ₹0.51 crore. The limited review identified no material concerns.

Likely market impact

Stronger profit may support the stock, but rising net bad loans and negative cash flow from operations are risks to monitor.