Jana Small Finance Bank submits Annual Report for FY 2025-26

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JSFB · price

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Price reactionminutes from the announcement price · days from the prior close

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prior close

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announcement price

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Nifty Microcap 250market+0.7%-0.6% vs market

Other Bank peers, median of 8sector-0.4%+0.5% vs sector

On the reaction day the stock moved 0.6 pts less than Nifty Microcap 250 and 0.5 pts more than its Other Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

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Next day

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UpDownMarket · Nifty Microcap 250Sector · Other Bank peers, median of 8Pending

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AI summary

Jana Small Finance Bank submitted its FY 2025-26 Annual Report. Loan portfolio grew 23% YoY to Rs 36,289 crore with secured share at 73%. Deposits grew 23% to Rs 35,784 crore. However, full-year PAT fell to Rs 326 crore from Rs 501 crore due to elevated provisioning. Gross NPA eased to 2.33%, Net NPA at 0.87%. Management expects over 80% PAT growth in FY27.

Likely market impact

Loan growth and better asset quality support outlook, but FY26 PAT fell 35% on higher provisions. FY27 PAT guidance above 80% is positive.