Q2 FY26 net profit falls 22% despite 16% income growth

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Price reactionminutes from the announcement price · days from the prior close

+1.8%Reaction day

₹438.90

prior close

₹446.65

announcement price

In-mkt

timing

Nifty Microcap 250market · index membership as recorded later (tracked since Jun 2026)-0.5%+2.3% vs market

Other Bank peers, median of 8sector+0.1%+1.8% vs sector

On the reaction day the stock moved 2.3 pts more than Nifty Microcap 250 and 1.8 pts more than its Other Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

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UpDownMarket · Nifty Microcap 250Sector · Other Bank peers, median of 8Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Unaudited Q2 FY26 total income rose 16% year on year to Rs 1,552.25 crore, but net profit fell 22% to Rs 74.99 crore. Half-year net profit was Rs 176.92 crore, down 34%. Gross and net bad-loan ratios improved to 2.87% and 0.94%, while capital adequacy was 19.72%. A change in priority-sector certificate accounting makes prior-period figures not comparable.

Likely market impact

Lower profit may pressure shares, though better asset quality and 19.72% capital adequacy offer support. Accounting changes limit yearly comparisons.