Q2 FY27 PAT rises 127% and FY27 profit growth guidance raised to 100%

Mgmt Guided Margin ImprovementInvestor Communications View source PDF Explain this filing

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Price reactionminutes from the announcement price · days from the prior close

-3.9%Reaction day

₹396.00

prior close

₹400.00

announcement price

After-mkt

timing

Nifty Microcap 250market+0.4%-4.3% vs market

Other Bank peers, median of 8sector-2.7%-1.3% vs sector

On the reaction day the stock moved 4.3 pts less than Nifty Microcap 250 and 1.3 pts less than its Other Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

-3.4

10m

-5.6

15m

-4.0

30m

-3.5

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-3.9+0.4-4.3-2.7-1.3

Next day

-0.7pendingpending-1.6+0.9

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15d

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UpDownMarket · Nifty Microcap 250Sector · Other Bank peers, median of 8Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Q2 FY27 profit after tax rose 127% year on year to Rs 170 crore and H1 profit reached Rs 326 crore. Net interest margin improved to 7.54% from 6.5%. Advances rose 22% to Rs 38,752 crore. Gross bad loans fell to 2.17%, but net bad loans rose to 1.08%. FY27 profit growth guidance was raised from 80% to 100%.

Likely market impact

Stronger profit guidance and margins may support shares, but net bad loans at 1.08% and credit costs of Rs 203 crore remain risks.