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JSFBNSEJana Small Finance Bank Limited· BanksHighNeutral
Announced Fri, 6 Feb, 2026 · 16:01 IST

Q3 FY26: PAT plunges 91% YoY on higher provisions despite 20% income growth

Revenue Growth 20pctResults View source PDFExplain this filing

JSFB · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close
+13.9%Reaction day
₹354.00
prior close
₹346.00
announcement price
After-mkt
timing
Nifty Microcap 250market · index membership as recorded later (tracked since Jun 2026)+2.6%+11.3% vs market
Other Bank peers, median of 8sector+0.7%+13.2% vs sector

On the reaction day the stock moved 11.3 pts more than Nifty Microcap 250 and 13.2 pts more than its Other Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark
Stock
5m
+9.5
10m
+12.7
15m
+14.0
30m
+7.6
Sessions after the filingfrom the prior close
StockMarketvs marketSectorvs sector
Reaction day
+13.9+2.6+11.3+0.7+13.2
Next day
+12.4+3.6+8.8+1.1+11.3
2d
+9.3+3.1+6.2-0.1+9.4
3d
+11.0+2.6+8.4-1.2+12.2
4d
+8.8+1.1+7.8-2.6+11.4
5d
+8.9+0.3+8.5-2.5+11.3
1w
+10.5+1.6+8.9-1.0+11.5
15d
+3.9-3.9+7.8-6.4+10.3
1m
-4.5-8.1+3.6-10.6+6.1
2m
+10.7-3.1+13.8-6.8+17.6
3m
+28.2+9.2+19.1+4.3+24.0
UpDownMarket · Nifty Microcap 250Sector · Other Bank peers, median of 8Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Jana Small Finance Bank posted Q3 FY26 total income of about Rs 1,629 crore, up about 20% YoY, but net profit collapsed 91% YoY to just Rs 9.7 crore as provisions nearly doubled to Rs 277 crore. For 9M FY26, PAT fell about 51% to Rs 186.6 crore. Gross NPA improved to 2.59% from 2.80% YoY and capital adequacy ratio stood strong at 19.17%, but return on assets fell to 0.62% from 1.52%.

Likely market impact

Sharp jump in provisions crushed earnings despite decent income growth and stable asset quality, signalling weak near term profitability for the stock.