Announced Fri, 17 Jul · 21:30 IST
RBI flags Rs 169 cr NPA divergence at Jana Small Finance Bank for FY25
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JSFB · price
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Price reaction · full curve 14 horizons · vs prior close
+14.0%1-day move
₹493.00
prior close
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base price
After-mkt
timing
5m10m15m30m1D2D3D4D5D7D15D1M2M3M
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AI summary
RBI's Risk Assessment Report found higher NPAs at Jana Small Finance Bank for FY25 than the bank had reported. Gross NPAs were assessed at Rs 919 cr versus Rs 750 cr reported, a gap of Rs 169 cr. Provisions required were Rs 537 cr against Rs 495 cr reported. Adjusted notional PAT comes to Rs 459 cr versus Rs 501 cr reported. Bank confirms the divergence has already been provisioned for in FY25-26, so no further P&L impact in FY26-27.
Likely market impact
Negative as RBI found higher bad loans than reported, but management says already absorbed in FY25-26 books. Watch asset quality closely.