KVB Q2 FY27 Earnings Call Transcript Filed

Mgmt Guided Margin ImprovementInvestor Communications View source PDF Explain this filing

KARURVYSYA · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

+4.5%Reaction day

₹354.05

prior close

₹357.00

announcement price

After-mkt

timing

Nifty Smallcap 250market-1.1%+5.7% vs market

Private Sector Bank peers, median of 19sector-0.7%+5.2% vs sector

On the reaction day the stock moved 5.7 pts more than Nifty Smallcap 250 and 5.2 pts more than its Private Sector Bank peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

+4.6

10m

+4.2

15m

+3.2

30m

+2.2

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

+4.5-1.1+5.7-0.7+5.2

Next day

+1.4-3.4+4.8-2.1+3.5

+0.2-4.4+4.6-2.3+2.5

-4.9-7.1+2.2-4.9+0.0

-4.5-6.1+1.6-7.9+3.4

-0.9-4.0+3.1-6.7+5.8

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15d

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UpDownMarket · Nifty Smallcap 250Sector · Private Sector Bank peers, median of 19Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

KVB filed Q2 FY27 earnings call transcript. Total business INR2.4 lakh cr, up 18% YoY. Advances grew 7% QoQ to INR1.11 lakh cr; deposits up 5% QoQ. NIM steady at 4.26%. Net profit INR788 cr, up 37% YoY. ROA 2.1%, GNPA 0.69%, NNPA 0.18%. Guides FY27 credit growth 18-20%, NIM above 4%, ROA about 2%, GNPA below 1.5%.

Likely market impact

Steady performance with upgraded NIM guidance to above 4%. Strong asset quality at GNPA 0.69%. Growth outlook intact.