LICHSGFINNSELIC Housing Finance Limited· Finance - HousingHighNeutral
Announced Fri, 1 Aug · 20:17 IST

LIC Housing Finance Limited has informed the Exchange regarding Board meeting held on August 01, 2025.

Ebitda Margin CompressionResults View source PDF

LICHSGFIN · price

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Price reaction · full curve

Awaiting price reaction for this filing.

AI summary

LIC Housing Finance reported its Q1 FY26 (quarter ended June 30, 2025) unaudited results: standalone total revenue from operations rose about 6.6% YoY to ₹7,233 crore, while profit after tax grew roughly 4.6% YoY to ₹1,360 crore; EPS stood at ₹24.72 versus ₹23.64 in Q1 FY25. Asset quality improved with Gross NPA falling to 2.62% (from 3.29%) and Net NPA to 1.30% (from 1.68%), while the debt-to-equity ratio eased to 7.71x from 8.45x. The Board fixed August 22, 2025 as the record date for the FY25 final dividend and scheduled the 36th AGM for August 29, 2025 via video conferencing. The Board also approved shifting the registered office to Maker Tower 'F', Cuffe Parade (effective August 2, 2025) and constituted a Review Committee to identify Wilful Defaulters in line with the latest RBI Master Direction. Joint statutory auditors SGCO & Co. LLP and Khandelwal Jain & Co. issued an unqualified limited review report on both standalone and consolidated results.

Likely market impact

Modest topline and bottomline growth with continued improvement in asset quality and leverage should be viewed positively by investors, though the slight dip in operating margin (23.49% vs 24.01%) signals mild cost pressure. The final dividend record date (Aug 22) and upcoming AGM (Aug 29) are the near-term catalysts for shareholders.