Q2 and H1 FY27 profits rise despite negative operating cash flow

Negative operating cash flowRelated-party transactionsResults View source PDF Explain this filing

LICHSGFIN · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

+0.3%Reaction day

₹493.70

prior close

₹495.30

announcement price

After-mkt

timing

Nifty Midcap 150market+1.3%-1.0% vs market

Housing Finance Company peers, median of 17sector+1.3%-1.0% vs sector

On the reaction day the stock moved 1.0 pts less than Nifty Midcap 150 and 1.0 pts less than its Housing Finance Company peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

+1.2

10m

+1.5

15m

+1.4

30m

+1.2

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

+0.3+1.3-1.0+1.3-1.0

Next day

+2.0+2.3-0.2+1.4+0.7

+5.4+3.9+1.5+3.8+1.7

+7.4+5.9+1.4+4.0+3.4

+8.6pendingpending+2.8+5.8

—————

15d

—————

UpDownMarket · Nifty Midcap 150Sector · Housing Finance Company peers, median of 17Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Board approved unaudited Q2 and H1 results for the company and subsidiaries. The company's Q2 revenue rose 1.4% to Rs 7,175.08 crore and profit after tax rose 11.4% to Rs 1,508.78 crore. H1 profit rose 10.4% to Rs 2,997.10 crore on flat revenue. Gross NPAs eased to 2.05%, while operating cash outflow was Rs 1,614.07 crore. Rs 19,610 crore of housing loans were reclassified as non-housing; capital ratio impact is being recalculated.

Likely market impact

Profit growth and lower NPAs help, but cash used in lending and the pending capital ratio review after loan reclassification are risks.

By the numbersConsolidated · Q2 FY27 vs Q2 FY26

	Q2 FY27	Q2 FY26	Change
Revenue	₹7,194 Cr	₹7,179 Cr	+0.2%
Profit after tax	₹1,507 Cr	₹1,349 Cr	+11.7%

From the company's XBRL filing, not from the text above. Operating profit and EBITDA margin are not shown for banks and lenders, whose other income is their business.