Q2 FY27 profit rises 11% as loan book grows 5%

Management guided margin pressureInvestor Communications View source PDF Explain this filing

LICHSGFIN · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

+0.3%Reaction day

₹493.70

prior close

₹495.30

announcement price

After-mkt

timing

Nifty Midcap 150market+1.3%-1.0% vs market

Housing Finance Company peers, median of 17sector+1.3%-1.0% vs sector

On the reaction day the stock moved 1.0 pts less than Nifty Midcap 150 and 1.0 pts less than its Housing Finance Company peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

+1.2

10m

+1.5

15m

+1.4

30m

+1.2

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

+0.3+1.3-1.0+1.3-1.0

Next day

+2.0+2.3-0.2+1.4+0.7

+5.4+3.9+1.5+3.8+1.7

+7.4+5.9+1.4+4.0+3.4

+8.6pendingpending+2.8+5.8

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15d

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UpDownMarket · Nifty Midcap 150Sector · Housing Finance Company peers, median of 17Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

LIC Housing Finance reported Q2 FY27 profit after tax of Rs 1,508.78 crore, up 11%, and operating revenue of Rs 7,175.08 crore, up 1%. Disbursements rose 11% to Rs 18,127 crore and the loan book grew 5% to Rs 326,173 crore. Net interest margin fell from 2.62% to 2.58% as loan yields declined faster than funding costs. Stage 3 loan assets improved to 2.05% from 2.51%, and total credit loss provisions fell to Rs 4,292 crore.

Likely market impact

Higher profit, loan growth and better asset quality support the outlook, but lower net interest margin may limit earnings growth and keep the stock under pressure.