This filing is part of the company’s quarterly result. Read the full results article, with every figure explained →
Q2 profit rises 11%, but first-half operations used cash
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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.
On the reaction day the stock moved 1.0 pts less than Nifty Midcap 150 and 1.0 pts less than its Housing Finance Company peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.
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Standalone Q2 total income was ₹7,182.53 crore, up 1.4% year on year, and profit after tax was ₹1,508.78 crore, up 11.4%. Half-year profit rose 10.4% to ₹2,997.10 crore despite flat income. Operations used ₹1,614.07 crore due to net loan disbursals. Loans worth ₹19,610 crore were reclassified from housing to non-housing finance, with no material asset impact; the capital ratio effect is pending. Related-party disclosures were filed.
Profit growth may support sentiment, but flat first-half income, cash use and a pending capital review make near-term gains uncertain.
| Q2 FY27 | Q2 FY26 | Change | |
|---|---|---|---|
| Revenue | ₹7,194 Cr | ₹7,179 Cr | +0.2% |
| Profit after tax | ₹1,507 Cr | ₹1,349 Cr | +11.7% |
From the company's XBRL filing, not from the text above. Operating profit and EBITDA margin are not shown for banks and lenders, whose other income is their business.