Q2 profit up 20%, AUM up 21%; FY27 growth guided at 30-35%

Management guided margin improvementMulti-year targets disclosedInvestor Communications View source PDF Explain this filing

MANBA · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

+0.1%Reaction day

₹144.00

prior close

₹146.67

announcement price

After-mkt

timing

Nifty Microcap 250market · in no size index; the smallest one is used+1.4%-1.4% vs market

Non Banking Financial Company (NBFC) peers, median of 214sector+0.6%-0.6% vs sector

On the reaction day the stock moved 1.4 pts less than Nifty Microcap 250 and 0.6 pts less than its Non Banking Financial Company (NBFC) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

-0.4

10m

-0.7

15m

-0.8

30m

-0.8

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

+0.1+1.4-1.4+0.6-0.6

Next day

-0.7+1.7-2.4+0.0-0.7

-0.7+3.9-4.6+0.6-1.3

+0.0+5.1-5.1+1.2-1.2

-1.0pendingpending+1.9-3.0

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15d

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UpDownMarket · Nifty Microcap 250Sector · Non Banking Financial Company (NBFC) peers, median of 214Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Q2 FY27 net interest income rose 40% year on year to Rs 52 crore and profit after tax rose 20% to Rs 14 crore. H1 profit rose 28% to Rs 27 crore. AUM reached Rs 1,811 crore, up 21%, with gross and net NPAs at 2.96% and 2.19%. Management targets 30-35% AUM and disbursement growth in FY27 and similar FY28 growth. A Rs 100 crore preferential issue is nearing completion. NIM was 12.3% versus 13-14% guidance; lower funding costs should help.

Likely market impact

Positive for shareholders: profit and asset quality improved, and new capital supports growth. The key watchpoint is NIM, below prior guidance.