Muthoot Capital Q1 FY27 call: AA minus rating, GNPA down 182 bps, AUM targets retained

Mgmt Guided Margin ImprovementAnalyst Day Multiyear TargetsInvestor Communications View source PDF

MUTHOOTCAP · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reaction · full curve 14 horizons · vs prior close

-4.4%1-day move

₹222.75

prior close

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AI summary

Muthoot Capital Q1 FY27: CRISIL upgraded to AA minus. GNPA fell to 3.94 percent (down 182 bps YoY) after INR203 cr ARC deal at 45.6 percent valuation. Retail portfolio grew to INR2,851 cr; co-lending cut to INR499 cr. AUM at INR3,300 cr, PAT about INR8 cr. Funding cost down 80 bps, 40 to 50 bps more expected. FY27 AUM target retained at INR4,000 to INR4,200 cr; FY28 to FY29 target of INR10,000 cr intact. Pretax ROA guided at 2.5 percent.

Likely market impact

Positive: rating upgrade, better asset quality, lower funding costs, multi-year AUM and ROA targets retained. Possible equity raise may dilute.