Q2 FY2027: loan AUM up 42%, profit rises 26%, credit risk increases

Investor Communications View source PDF Explain this filing

MUTHOOTFIN · price

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Price reactionminutes from the announcement price · days from the prior close

+4.4%Reaction day

₹2408.60

prior close

₹2366.00

announcement price

After-mkt

timing

Nifty 100market+1.7%+2.7% vs market

Non Banking Financial Company (NBFC) peers, median of 214sector+0.6%+3.8% vs sector

On the reaction day the stock moved 2.7 pts more than Nifty 100 and 3.8 pts more than its Non Banking Financial Company (NBFC) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

+5.0

10m

+4.8

15m

+5.6

30m

+4.1

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

+4.4+1.7+2.7+0.6+3.8

Next day

+4.8+3.2+1.6+0.0+4.8

+13.7+4.0+9.6+0.6+13.1

+17.9+6.4+11.5+1.1+16.8

+19.1pendingpending+1.9+17.2

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15d

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UpDownMarket · Nifty 100Sector · Non Banking Financial Company (NBFC) peers, median of 214Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

Muthoot Finance shared its Q2 FY2027 investor presentation. Standalone loan AUM rose 42% year on year to Rs 187,810 crore, while profit after tax increased 26% to Rs 5,527 crore. Q2 net interest margin improved to 11.93% from 10.41%. However, H1 impairment jumped to Rs 566 crore from Rs 129 crore, and Stage III loans rose to 3.87% from 2.25%.

Likely market impact

Strong growth and better margins support earnings, but higher impairments and Stage III loans signal rising credit risk that may offset some gains.