PB Fintech Limited has informed the Exchange about Transcript of the Earnings Call.
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PB Fintech reported strong Q4 FY26 results with consolidated operating revenue of approximately ₹2,000 Cr for the quarter. Insurance premium grew 46% YoY to ₹29,934 Cr for full year, led by new protection premium up 67% in Q4. Health insurance grew 68% YoY in Q4, outpacing term insurance. Renewal revenues reached an annualized run rate of ₹1,126 Cr, up 63% YoY. Paisabazaar turned EBITDA positive in Q4 after a turnaround, with management expecting significantly positive performance next year. The company has 450,000 advisors under PB Partners covering 99% of PIN codes. PB Health is raising capital but has not approached PB Fintech yet; PB Fintech holds 26-28% stake with rights to maintain pro-rata. Management guides ~30% growth and said they are not exploring new growth opportunities currently.
Strong growth momentum continues with improving unit economics across businesses. Paisabazaar's turnaround is a positive signal for consolidated profitability. The company remains focused on growth over margin optimization in the near term.