Please find enclosed the financial results for the quarter and year ended March 31, 2026

Revenue Growth 20pctPat Growth 25pctEbitda Margin ExpansionResults RestatedResults View source PDF Explain this filing

POLICYBZR · price

Loading chart…

▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close

-1.1%Reaction day

₹1703.00

prior close

₹1716.00

announcement price

After-mkt

timing

Nifty Midcap 150market · index membership as recorded later (tracked since Jun 2026)+1.1%-2.2% vs market

Financial Technology (Fintech) peers, median of 7sector+1.6%-2.7% vs sector

On the reaction day the stock moved 2.2 pts less than Nifty Midcap 150 and 2.7 pts less than its Financial Technology (Fintech) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

-0.5

10m

-1.1

15m

-1.2

30m

-2.8

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-1.1+1.1-2.2+1.6-2.7

Next day

-3.2+1.0-4.2+1.2-4.5

-4.0-0.1-3.8+2.8-6.8

-6.3-2.7-3.6-3.1-3.2

-4.5-2.0-2.4-3.6-0.8

-1.5-0.9-0.6-2.0+0.5

+2.7-1.6+4.3-4.6+7.3

15d

+0.8+0.1+0.7-6.3+7.0

-11.3-2.8-8.5-6.9-4.4

-5.8+1.6-7.4-2.4-3.4

-5.4+3.6-9.0+9.3-14.8

UpDownMarket · Nifty Midcap 150Sector · Financial Technology (Fintech) peers, median of 7Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

PB Fintech reported strong FY26 results with total insurance premium reaching ₹29,934 crore, up 42% YoY, and operating revenue of ₹6,794 crore, up 37% YoY. PAT grew 115% YoY to ₹670 crore with margins expanding from 6% to 10%. Q4FY26 PAT was ₹261 crore, up 54% YoY. New protection (health + term) premium grew 57% YoY while core online insurance premium increased 39% YoY. The company has achieved a 48% revenue CAGR since listing in FY22, with PAT margin turning from -58% to +10%. The UAE business became profitable for the first time in FY26. Statutory auditors issued an unmodified opinion on the financial results.

Likely market impact

Strong execution with 115% PAT growth and margin expansion to 10% demonstrates improving profitability and operational efficiency. The 42% insurance premium growth and accelerating protection business signal strong structural tailwinds for India's largest online insurance marketplace.