Please find enclosed the financial results for the quarter and year ended March 31, 2026

Revenue Growth 20pctPat Growth 25pctEbitda Margin ExpansionResults RestatedResults View source PDF

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AI summary

PB Fintech reported strong FY26 results with total insurance premium reaching ₹29,934 crore, up 42% YoY, and operating revenue of ₹6,794 crore, up 37% YoY. PAT grew 115% YoY to ₹670 crore with margins expanding from 6% to 10%. Q4FY26 PAT was ₹261 crore, up 54% YoY. New protection (health + term) premium grew 57% YoY while core online insurance premium increased 39% YoY. The company has achieved a 48% revenue CAGR since listing in FY22, with PAT margin turning from -58% to +10%. The UAE business became profitable for the first time in FY26. Statutory auditors issued an unmodified opinion on the financial results.

Likely market impact

Strong execution with 115% PAT growth and margin expansion to 10% demonstrates improving profitability and operational efficiency. The 42% insurance premium growth and accelerating protection business signal strong structural tailwinds for India's largest online insurance marketplace.