Q2 and H1 FY27: revenue up 35-37%, PAT up 43-62%

Revenue growth above 20%Profit growth above 25%EBITDA margin expansionResults restatedResults View source PDF Explain this filing

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Price reactionminutes from the announcement price · days from the prior close

-6.9%Reaction day

₹1000.10

prior close

₹1014.90

announcement price

After-mkt

timing

Nifty Midcap 150market+1.3%-8.2% vs market

Financial Technology (Fintech) peers, median of 9sector+1.9%-8.8% vs sector

On the reaction day the stock moved 8.2 pts less than Nifty Midcap 150 and 8.8 pts less than its Financial Technology (Fintech) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

-2.3

10m

-1.7

15m

-1.6

30m

-0.7

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-6.9+1.3-8.2+1.9-8.8

Next day

-7.8+2.3-10.0+4.3-12.1

-3.3+3.9-7.2+5.9-9.1

-2.8+5.9-8.7+6.6-9.5

-3.3pendingpending+7.0-10.3

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UpDownMarket · Nifty Midcap 150Sector · Financial Technology (Fintech) peers, median of 9Pending

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AI summary

Q2 FY27 revenue rose 35% to ₹2,178 Cr and PAT 43% to ₹192 Cr, lifting PAT margin to 9% from 8%. Adjusted EBITDA grew 39% to ₹216 Cr. Insurance premium rose 38% to ₹9,385 Cr, protection premium 42%, and core loan disbursal 22% to ₹4,739 Cr. H1 revenue rose 37% to ₹4,066 Cr, PAT 62% to ₹355 Cr and adjusted EBITDA margin to 10% from 8%. Older periods restated for Makesense amalgamation.

Likely market impact

Strong revenue and profit growth with wider margins supports positive momentum, though new initiatives remain loss-making.

By the numbersConsolidated · Q2 FY27 vs Q2 FY26

	Q2 FY27	Q2 FY26	Change
Revenue	₹2,178 Cr	₹1,614 Cr	+35.0%
Operating profit	₹110.1 Cr	₹54.73 Cr	+101.1%
Profit after tax	₹192.4 Cr	₹134.9 Cr	+42.6%
EBITDA margin	7.6%	6.1%	+1.5 pp

From the company's XBRL filing, not from the text above. Operating profit = profit before tax − exceptional items − other income. EBITDA = profit before tax + finance costs + depreciation − other income.