Poonawalla Fincorp Q2FY27: PAT up 22% QoQ at Rs 375 cr, ROA at 2.18%
POONAWALLA · price
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On the reaction day the stock moved 1.6 pts more than Nifty Smallcap 250 and 0.7 pts more than its Non Banking Financial Company (NBFC) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.
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Poonawalla Fincorp Q2FY27: AUM rose 10.4% QoQ to Rs 74,008 cr. PAT grew 21.8% QoQ to Rs 375 cr. ROA improved 20 bps to 2.18%. NIM plus fees expanded 16 bps to 9.26%. Credit cost fell to 2.19% from 2.40%. GNPA improved to 1.20% from 1.37%. NNPI improved to 0.61%. Capital adequacy at 18.68%, surplus liquidity Rs 6,526 cr. Management sees sustained margin expansion and lower credit costs over the next two years.
Strong quarter with NIM, ROA and credit costs all moving in the right direction. Signals structural shift to sustained profitability.