PFS reports lower income despite sharp growth in sanctions and disbursements

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PFS · price

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Price reactionminutes from the announcement price · days from the prior close

-3.2%Reaction day

₹24.92

prior close

₹24.26

announcement price

After-mkt

timing

Nifty Microcap 250market · in no size index; the smallest one is used+0.1%-3.3% vs market

Non Banking Financial Company (NBFC) peers, median of 209sector+0.0%-3.2% vs sector

On the reaction day the stock moved 3.3 pts less than Nifty Microcap 250 and 3.2 pts less than its Non Banking Financial Company (NBFC) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

Stock

+0.2

10m

-0.2

15m

-0.4

30m

+0.5

Sessions after the filingfrom the prior close

StockMarketvs marketSectorvs sector

Reaction day

-3.2+0.1-3.3+0.0-3.2

Next day

-4.5pendingpending+0.3-4.8

-5.5pendingpending+0.0-5.5

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15d

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UpDownMarket · Nifty Microcap 250Sector · Non Banking Financial Company (NBFC) peers, median of 209Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

For the September 2026 quarter, loan assets were ₹3,684 crore versus ₹3,697 crore a year earlier. Total income fell to ₹114 crore from ₹132 crore, while H1 total income dropped to ₹217 crore from ₹274 crore. Q2 loan sanctions rose to ₹3,098 crore from ₹1,048 crore and disbursements to ₹1,595 crore from ₹326 crore. Annualised return on assets fell to 3.65% from 6.50%, while gross stressed loans improved to ₹126 crore from ₹193 crore.

Likely market impact

Lower income and returns may weigh on the stock, though stronger lending activity and lower stressed loans provide some support.