PFSNSEPTC INDIA FIN SERV LTD· FinanceHighNeutral
Announced Tue, 28 Jul, 2026 · 19:07 IST

Q1 FY27 results: PAT falls 70% YoY to Rs 40.24 cr; revenue down 27%

Revenue DeclineExceptional ItemResults View source PDFExplain this filing

PFS · price

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▲ positive · ▼ negative · ● neutral filings · teal = economic event · numbered = multiple that day (click to pick). Times IST.

Price reactionminutes from the announcement price · days from the prior close
-3.6%Reaction day
₹28.80
prior close
₹28.00
announcement price
After-mkt
timing
Nifty Microcap 250market · in no size index; the smallest one is used+0.5%-4.1% vs market
Non Banking Financial Company (NBFC) peers, median of 220sector+0.2%-3.9% vs sector

On the reaction day the stock moved 4.1 pts less than Nifty Microcap 250 and 3.9 pts less than its Non Banking Financial Company (NBFC) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark
Stock
5m
+0.9
10m
+0.6
15m
+0.6
30m
+0.6
Sessions after the filingfrom the prior close
StockMarketvs marketSectorvs sector
Reaction day
-3.6+0.5-4.1+0.2-3.9
Next day
-4.8-0.1-4.7-0.1-4.7
2d
-4.0+1.0-5.0+0.7-4.7
3d
-1.4+2.3-3.7+0.6-2.0
4d
-2.6+2.8-5.3+1.2-3.8
5d
+0.8+4.1-3.3+1.5-0.7
1w
+0.9+4.5-3.6+0.5+0.3
15d
-3.5+4.8-8.3+0.0-3.5
1m
-6.3+6.4-12.7+0.6-6.9
2m
-3.2+5.5-8.7-1.2-2.0
3m
-17.4-1.7-15.7-4.2-13.2
UpDownMarket · Nifty Microcap 250Sector · Non Banking Financial Company (NBFC) peers, median of 220Pending

Minute windows have no benchmark: there is no intraday index history to compare against.

AI summary

PFS Q1 FY27 net profit fell 70% YoY to Rs 40.24 cr from Rs 136.63 cr. Total income dropped to Rs 103.31 cr from Rs 142.24 cr. PAT decline reflects absence of large impairment reversals from prior year. Capital adequacy ratio at 68.91%, gross NPA at 6.45%. Company did not meet the NBFC-IFC 75% infrastructure exposure norm; plans to restore compliance by Sept 30, 2026. Auditor issued unqualified review report.

Likely market impact

Sharp YoY profit decline reflects lower income and absence of large impairment reversals. Monitor RBI compliance progress by Sept 2026.