Punjab & Sind Bank has submitted to the Exchange, the financial results for the period ended March 31, 2026.
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Punjab & Sind Bank has reported strong financial performance for FY 2025-26 with net profit of Rs. 312.74 crores, a significant jump from Rs. 101.53 crores in the previous year (208% growth). Total income stood at Rs. 7,095.59 crores compared to Rs. 6,281.91 crores. The bank recommended a dividend of Rs. 0.39 per equity share (3.90%) for shareholders' approval. During Q4, the bank reported 10 fraud cases involving Rs. 1,635.81 crores, with Rs. 231.90 crores being the extent of loss, for which full provision has been made. The auditors have provided an unmodified (clean) opinion on the financial results. The Provision Coverage Ratio stands at 90.91% and Deferred Tax Assets of Rs. 1,127.00 crores have been recognized.
The bank delivered exceptional PAT growth, signaling strong operational recovery. However, the high fraud quantum and modest provision coverage ratio of 90.91% warrant monitoring. The clean audit opinion and dividend recommendation are positive signals for shareholders.