Audited Financial Results for the quarter and year ended March 31, 2025

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Price reactionminutes from the announcement price · days from the prior close

-1.8%Reaction day

₹13.85

prior close

₹13.44

announcement price

After-mkt

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Nifty Microcap 250market · in no size index; the smallest one is used-0.1%-1.7% vs market

Non Banking Financial Company (NBFC) peers, median of 193sector+0.0%-1.8% vs sector

On the reaction day the stock moved 1.7 pts less than Nifty Microcap 250 and 1.8 pts less than its Non Banking Financial Company (NBFC) peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

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UpDownMarket · Nifty Microcap 250Sector · Non Banking Financial Company (NBFC) peers, median of 193Pending

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AI summary

Smart Finsec Ltd reported audited FY25 results with total income from operations falling sharply to Rs. 236.77 lakhs from Rs. 2,507.10 lakhs in FY24, mainly because the previous year included a one-time 'Sale of Shares' of Rs. 2,485.47 lakhs. Net profit after tax declined to Rs. 117.39 lakhs from Rs. 236.52 lakhs, and EPS nearly halved to Rs. 0.39 from Rs. 0.79. Core income lines show NBFC interest income at Rs. 77.18 lakhs (vs Rs. 60.40 lakhs in FY24) and rental income at Rs. 28.97 lakhs (vs Rs. 24.80 lakhs). The company operates in two segments—Real Estate and NBFC—with NBFC contributing Rs. 207.80 lakhs of segment revenue. Statutory auditor A. Mohan & Co. issued an unmodified (clean) opinion on the results.

Likely market impact

The steep year-on-year decline looks alarming but is largely driven by last year's one-off share sale; underlying NBFC and rental income actually grew modestly. Profitability dip on a normalized basis may cap near-term upside for the stock, though the clean audit report and growing reserves (Rs. 1,268.39 lakhs vs Rs. 1,150.96 lakhs) offer some comfort.