Star Health and Allied Insurance Co Ltd has informed the exchange about integrated filing financials for the quarter ended June 30,2025.

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STARHEALTH · price

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Price reactionminutes from the announcement price · days from the prior close

+4.8%Reaction day

₹425.60

prior close

₹425.00

announcement price

After-mkt

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Nifty Smallcap 250market · index membership as recorded later (tracked since Jun 2026)-0.1%+4.9% vs market

General Insurance peers, median of 5sector+1.6%+3.3% vs sector

On the reaction day the stock moved 4.9 pts more than Nifty Smallcap 250 and 3.3 pts more than its General Insurance peers, over the same two closes: a difference in percentage points, not a measure of what the filing did.

Minutes after the announcementfrom the announcement price · no benchmark

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Reaction day

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UpDownMarket · Nifty Smallcap 250Sector · General Insurance peers, median of 5Pending

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AI summary

Star Health submitted its Q1 FY26 (quarter ended June 30, 2025) unaudited financial results to the exchanges, reviewed by joint statutory auditors MSKA & Associates and T R Chadha & Co LLP, who issued an unmodified limited review conclusion. Net Profit after Tax stood at Rs. 26,252 lakhs for the quarter, with a Solvency Ratio of 2.22x and a Combined Ratio of 99.19%, an improvement from 99.74% in Q1 FY25. Basic EPS was Rs. 4.47 versus Rs. 5.45 in the year-ago quarter. A key accounting change per IRDAI's October 2024 master circular now recognizes long-term premium on a 1/n basis, which reduced reported Gross Premium Written by Rs. 33,002.57 lakhs for the quarter (with no material P&L impact). The filing also notes a Rs. 339 lakh penalty levied by IRDAI in July 2025 over an August 2024 cybersecurity incident, which the company has provided for and is evaluating an appeal against. The company also allotted 20,000 equity shares under its ESOP 2019 scheme during the quarter.

Likely market impact

Operational metrics are steady with an improving combined ratio and a comfortable solvency cushion well above the regulatory minimum, but reported premium growth is distorted by the new accounting policy. The IRDAI penalty and pending cybersecurity-related regulatory action remain a near-term overhang on sentiment.